12895 Carriage Heights Way
Ctop 80%Poway, CA 92064
Pass at asking: -$4,141/mo full cashflow at 20% down, 7.43% rate.
Works at $258,857 (68% under asking), or at 95% down.
Rent $3,465/mo from 5 leases of 2–4 bed condos & townhomes in 92064 ($2,905–$3,753).
Beds
3
Baths
2.5
Sqft
1,395
Year Built
1995
Days on Market
0
Property Type
Townhouse
HOA/mo
$680
MLS ID
260026551SD
This property is in Poway (92064). View neighborhood stats →
About This Property
All the improvements. None of the projects! There's something special about walking into a home where the work has already been done. No remodeling to plan, no outdated finishes to replace, just move in and enjoy! Welcome to this beautifully updated Poway townhome offering 3 bedrooms, 2.5 bathrooms, and nearly 1,400 sq. ft. of living space in one of the community's larger floor plans. From the moment you enter, soaring two-story vaulted ceilings and dramatic arched windows create an incredible sense of space, filling the living room with natural light. A cozy fireplace adds warmth, while beautiful new flooring and fresh paint give the home a bright, contemporary feel. The remodeled kitchen features white cabinetry, stylish countertops, subway tile backsplash, and newer stainless steel appliances. Beautifully updated bathrooms feature modern fixtures, custom tile work and a stunning glass-enclosed shower with dual sinks in the primary bath. New heating and air conditioning add comfort and peace of mind. Outside, the private enclosed patio offers room for outdoor dining, entertaining, or simply relaxing. An attached two-car garage adds convenience and storage. Located in the heart of Poway, close to shopping, dining, parks, and the highly regarded Poway Unified School District. A beautiful home, a spacious floor plan, and a wonderful location. Sometimes the best opportunity is finding a home where someone else has already done the work for you!
Mortgage Calculator
Est. Monthly Payment
$6,144
Location
Loading map...
Comparable Properties
5 comps foundThis Property
$3,465
Comp Average
$3,704
14258 Anabelle Drive
4bd / 2.5ba · 1,428 sqft · Townhouse
$775K
Est. $4,114/mo
12805 Carriage Heights Way
2bd / 2.5ba · 1,172 sqft · Townhouse
$645K
Est. $3,398/mo
13834 Midland Rd
3bd / 2ba · 1,216 sqft · Condo
$649K
Est. $3,291/mo
12963 Cree Court
4bd / 2.5ba · 1,597 sqft · Townhouse
$785K
Est. $4,024/mo
14161 Peachtree Lane
3bd / 2.5ba · 1,564 sqft · Condo
$915K
Est. $3,693/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
5 leases of 2–4 bed condos & townhomes in 92064 · $2,905–$3,753
Blended 50/50 with the zip's market median ($3,575)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,141/mo short at 20% down; 95% down or +$5,378/mo rent closes it.
- Break-even price
- $258,857
- Break-even rent
- $8,843/mo
- Cashflow at 35% down
- −$3,310/mo
- Down payment to break even
- 95%
- Rate to break even
- Not reachable
68% under asking
$5,378/mo above the estimate
$758,100 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator