13268 Deer Canyon Place

13268 Deer Canyon Place

D

Rancho Peñasquitos, CA 92129

$1,995,000
NEW — 0d on market

Beds

4

Baths

3

Sqft

2,666

Year Built

2003

Days on Market

0

Property Type

Single Family

HOA/mo

$76

MLS ID

260008006SD

Description

This beautifully designed home in Torrey Highlands within Rancho Peñasquitos offers 2,666 square feet of spacious living, featuring 4 bedrooms and 3 full baths, including a convenient bedroom on the entry level. The open and airy layout is enhanced by vaulted ceilings, abundant natural light, owned solar panels, Tesla charger, elegant wood flooring, and a huge upstairs loft perfect for flexible living. The kitchen is a standout with granite countertops, a 5-burner gas cooktop, and a large pantry, while the dual fireplace adds warmth and charm to multiple living spaces. The primary suite includes dual vanities, a separate shower, and a large soaking tub for a spa-like retreat. Outside, enjoy a gated large courtyard, a 3-car garage, and a private backyard designed for entertaining, complete with a swimming pool and built-in BBQ. Located within the highly regarded Poway Unified School District, the home is within walking distance to Deer Canyon Elementary School, Mesa Verde Middle School, and Westview High School. Ideally situated close to parks, restaurants, and shopping, the property also offers convenient access to California State Route 56, Interstate 15, and Interstate 5, and is just a short drive to the beach.Buyer and buyer's agent to verify all information before the close of escrow.

Mortgage Calculator

Est. Monthly Payment

$12,741

Principal & Interest$10,088
Property Tax$1,995
Insurance$582
HOA$76
%($399,000)
%

Investment Score

0D
Est. Monthly Rent
$5,278
Monthly Cashflow

Rent − PITIA

$-7,463
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,339

Mortgage (P+I)
$10,088
Cap Rate
-0.15%
Cash-on-Cash
-31.10%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.41
Break-even Rent
$18,706

NOI (Annual)
$-3,017
Price-to-Rent

Lower = better for investors

31.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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