1324 S Pacific Oceanside

1324 S Pacific Oceanside

D

, CA 92054

$1,169,999

Beds

2

Baths

2

Sqft

1,000

Year Built

1982

Days on Market

117

Property Type

Condo

HOA/mo

$450

MLS ID

250043545SD

Description

Experience oceanfront living at its finest — where every day feels like vacation. 1324 S Pacific St Unit 3 offers the rare chance to own a true beachfront condo where the sand and surf are steps from your door. This stunning residence captures sweeping ocean views from nearly every room and delivers the ultimate Southern California lifestyle—sunsets from your private balcony, morning walks on the beach, and the soothing sound of waves as your backdrop. Thoughtfully designed for comfort and coastal living, the open-concept floor plan features large picture windows that flood the space with natural light. The living area flows seamlessly to the dining and kitchen spaces, creating the perfect setting for entertaining or relaxing by the sea. Short-Term Rental (STR) is allowed, offering strong investment potential for those looking to generate income while enjoying personal use. Ideal as a full-time residence, vacation home, or income-producing property, this condo provides flexibility rarely found in oceanfront real estate. Located along one of Oceanside’s most desirable stretches of coastline, this property is just minutes from the pier, harbor, and the city’s growing collection of restaurants, coffee shops, and boutiques.

Mortgage Calculator

Est. Monthly Payment

$7,877

Principal & Interest$5,916
Property Tax$1,170
Insurance$341
HOA$450
%($234,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$3,264
Monthly Cashflow

Rent − PITI − HOA

$-4,613
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,339

Mortgage (P+I)
$5,916
Cap Rate
-0.43%
Cash-on-Cash
-23.66%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$7,877

NOI (Annual)
$-5,073
Price-to-Rent

Lower = better for investors

29.9

* Defaults: 20% down, 6.5% rate, 30yr.

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