13025 Avenida Marbella

13025 Avenida Marbella

D

Rancho Bernardo, CA 92128

$989,000

Beds

2

Baths

2

Sqft

1,738

Year Built

1985

Days on Market

60

Property Type

Single Family

HOA/mo

$92

MLS ID

NDP2600078

Description

Located on a quiet street, with wonderful westerly views, this spacious Marbella home in the desirable Oaks North 55+ community features 2-bedrooms with an optional third bedroom, 2-bathrooms and 1,738 sq. ft. of thoughtfully designed living space with a generous, open floor plan ideal for both everyday living and entertaining. The single level floor plan includes two main living areas, both with vaulted ceilings, a separate dining room, and a large primary bedroom. Enjoy wonderful westerly views from numerous rooms. Step outside to a large backyard, where peaceful views provide a beautiful backdrop for morning coffee, outdoor dining, or relaxing evenings enjoying the truly amazing sunsets! The second bedroom and bath are well suited for guests, a home office, or flexible living needs. Oaks North Community Center amenities are an added bonus. Residents enjoy the benefits of a welcoming neighborhood known for its quiet streets, scenic surroundings, and sense of community, with nearby parks, walking paths, shopping, dining, and local amenities just minutes away. This home offers the perfect blend of space, comfort, and lifestyle in a setting you’ll be proud to call home. **NEW ROOF was completed in 2023

Mortgage Calculator

Est. Monthly Payment

$6,370

Principal & Interest$5,001
Property Tax$989
Insurance$288
HOA$92
%($197,800)
%

Investment Score

4D
Est. Monthly Rent
$3,668
Monthly Cashflow

Rent − PITI − HOA

$-2,702
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,370

Mortgage (P+I)
$5,001
Cap Rate
0.77%
Cash-on-Cash
-16.39%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$6,370

NOI (Annual)
$7,574
Price-to-Rent

Lower = better for investors

22.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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