13024 Olmeda Court
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13024 Olmeda Court

D

Rancho Bernardo, CA 92128

$2,749,000

Soft Appraisal Value: $2,646,200 · 3.9% above estimate

Beds

4

Baths

4

Sqft

5,695

Year Built

1979

Days on Market

77

Property Type

Single Family

HOA/mo

$330

MLS ID

260005260SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Strategically repositioned, creating one of the most compelling opportunities in The Trails and all of Rancho Bernardo. Set on a private one-acre lot with sweeping mountain views, this exceptional estate offers a rare blend of privacy, space, and natural beauty. A circular driveway beneath a canopy of mature trees creates a grand arrival, leading into a home filled with natural light, soaring vaulted ceilings, and timeless architectural character. The main living area is anchored by a striking copper hood fireplace, while expansive windows frame the surrounding landscape and bring the outdoors in. The chef’s kitchen overlooks the pool and grounds, creating a seamless flow for both everyday living and effortless entertaining. The primary suite is a true retreat, featuring a private balcony with serene mountain views. A unique spiral staircase leads to a spacious secondary bedroom or bonus space, ideal for guests, a home office, or creative studio. Additional highlights include a temperature-controlled wine cellar, four-zone HVAC system, three AC units, and two tankless water heaters. The grounds live like a private resort, complete with lush lawns, mature trees, natural boulder accents, a sparkling pool, and a firepit designed for unforgettable evenings under the stars. Ideally located just minutes from Rancho Bernardo, 4S Ranch, Del Sur, and North County Mall, this is a rare opportunity to secure space, privacy, and lifestyle in one of North County’s most sought-after communities Strategically repositioned, creating one of the most compelling opportunities in The Trails and all of Rancho Bernardo. Set on a private one-acre lot with sweeping mountain views, this exceptional estate offers a rare blend of privacy, space, and natural beauty. A circular driveway beneath a canopy of mature trees creates a grand arrival, leading into a home filled with natural light, soaring vaulted ceilings, and timeless architectural character. The main living area is anchored by a striking copper hood fireplace, while expansive windows frame the surrounding landscape and bring the outdoors in. The chef’s kitchen overlooks the pool and grounds, creating a seamless flow for both everyday living and effortless entertaining. The primary suite is a true retreat, featuring a private balcony with serene mountain views. A unique spiral staircase leads to a spacious secondary bedroom or bonus space, ideal for guests, a home office, or creative studio. Additional highlights include a temperature-controlled wine cellar, four-zone HVAC system, three AC units, and two tankless water heaters. The grounds live like a private resort, complete with lush lawns, mature trees, natural boulder accents, a sparkling pool, and a firepit designed for unforgettable evenings under the stars. Ideally located just minutes from Rancho Bernardo, 4S Ranch, Del Sur, and North County Mall, this is a rare opportunity to secure space, privacy, and lifestyle in one of North County’s most sought-after communities

Mortgage Calculator

Est. Monthly Payment

$17,781

Principal & Interest$13,900
Property Tax$2,749
Insurance$802
HOA$330
%($549,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,536
Monthly Cashflow

Rent − PITIA

$-10,245
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,270

Mortgage (P+I)
$13,900
Cap Rate
-0.16%
Cash-on-Cash
-31.14%
DSCR

Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$26,068

NOI (Annual)
$-4,429
Price-to-Rent

Lower = better for investors

30.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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