13024 Olmeda Court

13024 Olmeda Court

D

Rancho Bernardo, CA 92128

$2,899,000

Soft Appraisal Value: $2,782,300 · 4.2% above estimate

Beds

4

Baths

4

Sqft

5,695

Year Built

1979

Days on Market

31

Property Type

Single Family

HOA/mo

$330

MLS ID

260005260SD

Description

Set on a private 1-acre lot with sweeping mountain views, this exceptional estate offers a rare blend of privacy, space, & natural beauty. A circular driveway beneath a canopy of mature trees creates a dramatic arrival, welcoming you into a home filled with light, soaring vaulted ceilings, & architectural character. The main living space centers around a striking copper hood fireplace, while expansive windows frame the surrounding landscape. The chef’s kitchen overlooks the pool & grounds, creating a seamless connection between indoor living & outdoor entertaining. The primary suite serves as a peaceful retreat with a private balcony & mountain views, while a spiral staircase leads to a spacious bedroom or bonus space ideal for guests, a home office, or studio. Additional highlights include a temperature-controlled wine cellar, four-zone HVAC, three AC units, & two tankless water heaters. Outside, the grounds feel like a private resort with lush lawns, mature trees, natural boulder accents, a sparkling pool, & firepit. Minutes to Rancho Bernardo, 4S Ranch, Del Sur, & North County Mall. Set on 1-acre with sweeping mountain views, this remarkable estate offers a rare sense of privacy & natural beauty. A circular driveway beneath a canopy of mature trees creates a dramatic approach, leading you to a home that feels both secluded & welcoming within an established neighborhood where every property has its own character. Inside, soaring vaulted ceilings & expansive windows create a light-filled interior that feels both grand & inviting. Main living space is anchored by a striking copper hood fireplace, adding warmth & architectural character while natural light pours in from every angle. The chef's kitchen overlooks the pool & surrounding grounds, seamlessly connecting indoor living with outdoor entertaining. Whether hosting gatherings or enjoying quiet evenings, the layout was designed to bring people together. The primary suite offers a private sanctuary with its own balcony overlooking the mountains. A spiral staircase leads to a spacious bedroom or bonus retreat, ideal for guests, a home office, or studio. Additional highlights include a temperature-controlled wine cellar, four-zone HVAC, three AC units, & two tankless water heaters. The grounds feel like a private resort with lush lawns, mature trees, & natural boulder accents. Paver-lined patios surround the sparkling pool & firepit, creating inviting spaces to relax & take in the views. Just minutes from Rancho Bernardo, 4S Ranch, Del Sur, & North County Mall with easy access to dining, shopping, & everyday essentials. A rare opportunity to experience space, nature, & refined living.

Mortgage Calculator

Est. Monthly Payment

$18,733

Principal & Interest$14,659
Property Tax$2,899
Insurance$846
HOA$330
%($579,800)
%

Investment Score

0D
Est. Monthly Rent
$7,935
Monthly Cashflow

Rent − PITIA

$-10,799
Full Cashflow

Incl. vacancy, PM, maint, capex

$-15,040

Mortgage (P+I)
$14,659
Cap Rate
-0.16%
Cash-on-Cash
-31.13%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$27,467

NOI (Annual)
$-4,571
Price-to-Rent

Lower = better for investors

30.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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