12979 Calle De Las Rosas

12979 Calle De Las Rosas

D

Rancho Peñasquitos, CA 92129

$1,235,000

Soft Appraisal Value: $1,218,000 · 1.4% above estimate

Beds

4

Baths

2

Sqft

1,368

Year Built

1973

Days on Market

59

Property Type

Single Family

HOA/mo

N/A

MLS ID

260002930SD

Description

Welcome to **12979 Calle De Las Rosas** – a 4-bedroom, 2-bathroom home that’s perfect for family adventures and everyday fun! Located in the popular Penasquitos View neighborhood, this home comes with top-rated schools, beautiful mountain views, and a super central location. Step inside to a bright and cozy living room where there’s plenty of space for family movie nights, game time, or holiday gatherings. The kitchen has everything parents need — stainless steel appliances, tons of cabinets, and windows that look right out to the backyard, so you can keep an eye on the fun in the pool. Down the hall are four bedrooms — perfect for kids’ rooms, a playroom, or even a homework zone. Two of the bedrooms have sliding doors that open right up to the yard, giving kids easy access to outdoor playtime. The oversized backyard is a dream: splash around in the large pool all summer, rinse off in the **heated outdoor shower** after swimming, ride bikes or scooters, and still have space for storage, toys, and even an RV. There’s also a big Tuff Shed for stashing sports gear, bikes, or art projects. Out front, colorful succulents make the home cheerful, and there’s a sunny sitting spot to watch the sunset over the mountains. Plus, with solar panels and energy-efficient windows, you can enjoy comfort while saving on energy.

Mortgage Calculator

Est. Monthly Payment

$7,840

Principal & Interest$6,245
Property Tax$1,235
Insurance$360
%($247,000)
%

Investment Score

2D
Est. Monthly Rent
$4,514
Monthly Cashflow

Rent − PITIA

$-3,326
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,393

Mortgage (P+I)
$6,245
Cap Rate
0.83%
Cash-on-Cash
-26.20%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$11,518

NOI (Annual)
$10,219
Price-to-Rent

Lower = better for investors

22.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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