12911 Caminto Dosamantes

12911 Caminto Dosamantes

D

Rancho Bernardo, CA 92128

$1,190,000

Beds

3

Baths

2

Sqft

1,777

Year Built

1986

Days on Market

9

Property Type

Single Family

HOA/mo

$392

MLS ID

260007258SD

Description

Panoramic views from the expansive patio, breakfast nook and primary bedroom of this stunning Chapala home. The wrap-around patio, with patio cover, is perfect for outdoor entertainment. Experience the magic of Chapala from the moment you pass through the private gates and drive through the tree-lined streets until you enter the front door of this magnificent home. Vaulted ceilings in the living room and dining room add warmth and light to this home. Hardwood floors and highly upgraded carpet grace this home throughout. Solar, dual pane doors and windows make this home energy efficient. The third bedroom serves as a cozy den. The oversized garage is large enough for two full-size cars and a golfcart. Join your friends at the Oaks North Community Center for pickleball, tennis, lawn bowling, or other activities. Chapala is a community for those 55 years old and older.

Mortgage Calculator

Est. Monthly Payment

$7,946

Principal & Interest$6,017
Property Tax$1,190
Insurance$347
HOA$392
%($238,000)
%

Investment Score

1D
Est. Monthly Rent
$4,356
Monthly Cashflow

Rent − PITIA

$-3,590
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,584

Mortgage (P+I)
$6,017
Cap Rate
0.44%
Cash-on-Cash
-28.15%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$11,608

NOI (Annual)
$5,201
Price-to-Rent

Lower = better for investors

22.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator