12755 Camino De La Breccia
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12755 Camino De La Breccia #87

D

Rancho Bernardo, CA 92128

$699,000
NEW — 1d on market

Soft Appraisal Value: $690,200 · 1.3% above estimate

Beds

2

Baths

2

Sqft

1,040

Year Built

1980

Days on Market

1

Property Type

Condo

HOA/mo

$420

MLS ID

260008928SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Updated home with fine finishes in popular Oaks North Villas! Porcelain tile flooring that looks like wood, dual pane doors and windows, Hunter-Douglas window treatments, beautiful light fixtures and decorator paint colors throughout. Crisp white cabinets, quartz countertops and backsplashes, stainless steel appliances and wine cooler in the kitchen. Updated bathrooms with granite countertops and warm wooden cabinetry. Enjoy the walk-in bathtub in the primary bathroom. Entertain on the large gated, front patio or relax on the cozy back patio. Oaks North is a 55+ community for those over 55 years old.

Mortgage Calculator

Est. Monthly Payment

$4,857

Principal & Interest$3,535
Property Tax$699
Insurance$204
HOA$420
%($139,800)
%

Location

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Investment Score

1D
Est. Monthly Rent
$2,833
Monthly Cashflow

Rent − PITIA

$-2,025
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,259

Mortgage (P+I)
$3,535
Cap Rate
0.47%
Cash-on-Cash
-27.97%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$7,065

NOI (Annual)
$3,311
Price-to-Rent

Lower = better for investors

20.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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