
12675 Elizabeth Way
Ctop 80%Rancho Peñasquitos, CA 92129
Pass at asking: -$4,470/mo full cashflow at 20% down, 7.43% rate.
Works at $286,868 (67% under asking), or at 95% down.
Rent $3,380/mo from 18 leases of 1–3 bed houses within 2 mi ($3,551–$3,950).
Beds
2
Baths
2
Sqft
1,199
Year Built
2025
Days on Market
12
Property Type
Single Family
HOA/mo
$399
MLS ID
260025861SD
This property is in Rancho Peñasquitos (92129). View neighborhood stats →
About This Property
Experience elevated resort style living in this beautifully upgraded, turnkey residence within Junipers, one of San Diego's premier gated 55+ communities. Offering an exceptional combination of modern design, thoughtful upgrades, and effortless single level living, this meticulously appointed home features fully paid solar panels with battery storage, a private EV charger, Hunter Douglas window treatments throughout, and a generously sized, professionally landscaped backyard. Further enhancing its appeal, Junipers offers a low property tax rate with no Mello-Roos assessments, an exceptional advantage for homeowners. With these substantial improvements already completed, residents can enjoy the benefits of newer construction without the additional expense or inconvenience of post purchase upgrades. The thoughtfully designed open floor plan is enhanced by soaring ceilings, expansive windows, and an abundance of natural light. A spacious great room seamlessly connects the living and dining areas to a beautifully appointed kitchen featuring quartz countertops, contemporary backsplash, and sleek thermofoil cabinetry. Sliding glass doors extend the living space outdoors to the beautifully landscaped backyard, creating an inviting setting for al fresco dining, entertaining, and year round enjoyment of San Diego's idyllic climate. The split bedroom floor plan offers exceptional privacy, with the primary suite featuring direct outdoor access and a spa inspired double vanity bathroom. Positioned on the opposite side of the residence, the spacious secondary bedroom provides a private and comfortable retreat for guests. A dedicated laundry room and attached garage further complement the home's functional and well conceived design. Residents of Junipers enjoy an exceptional collection of resort inspired amenities, including a sparkling pool and spa, fitness center, pickleball courts, a community park, dedicated dog park, abundant walking trails, and beautifully maintained grassy areas for pets. Ideally situated near some of San Diego's most scenic hiking trails, premier golf courses, acclaimed dining destinations, and vibrant shopping districts, Junipers offers convenient access to an abundance of outdoor recreation, entertainment, and leisure activities. Combining the appeal of newer construction with extensive upgrades, low maintenance living, and an exceptional community lifestyle, this beautifully appointed residence presents a compelling opportunity to enjoy the very best of San Diego living.
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Est. Monthly Payment
$6,349
Location
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Comparable Properties
3 comps foundThis Property
$3,380
Comp Average
$4,249
8755 Park Run Road
3bd / 2.5ba · 1,655 sqft · Single Family
$1.18M
Est. $4,648/mo

12421 Miranda Way
2bd / 2ba · 1,200 sqft · Single Family
$900K
Est. $3,483/mo
12738 Calle De Las Rosas
3bd / 2.5ba · 1,683 sqft · Single Family
$1.33M
Est. $4,615/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
18 leases of 1–3 bed houses within 2 mi · $3,551–$3,950
Blended 50/50 with the zip's market median ($3,005)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,470/mo short at 20% down; 95% down or +$5,805/mo rent closes it.
- Break-even price
- $286,868
- Break-even rent
- $9,185/mo
- Cashflow at 35% down
- −$3,565/mo
- Down payment to break even
- 95%
- Rate to break even
- Not reachable
67% under asking
$5,805/mo above the estimate
$825,550 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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