12672 Carmel Country Road
Ctop 80%Carmel Valley, CA 92130
10 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 32-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$6,238/mo full cashflow at 20% down, 7.36% rate.
Works at $558,710 (59% under asking), or at 86% down.
Rent $5,879/mo from 8 leases of 4-bed houses within 1 mi ($4,570–$5,231).
Beds
4
Baths
3
Sqft
1,608
Year Built
1999
Days on Market
0
Property Type
Single Family
HOA/mo
$257
MLS ID
NDP2610222
This property is in Carmel Valley (92130). View neighborhood stats →
About This Property
This beautifully bright DETACHED home in the Antares community of Carmel Valley is rarely available. The updated, modern interior features an open layout, high ceilings, a private patio, and an attached 2-car garage. Upstairs are three bedrooms and two full bathrooms, including a spacious primary suite with an ensuite bath featuring dual vanities. The fourth bedroom on the lower level has its own ensuite bath, making it ideal for a guest suite, home office, or multi-generational living. Recent updates include paint, carpet, tankless water heater, whole house water filter, and a new dishwasher. Antares residents enjoy two pools, a fitness center, rec room. Highly walkable to award-winning schools, Del Mar Highlands, One Paseo, Carmel Valley Rec Center Park and Tennis club as well as Carmel Valley library.
Mortgage Calculator
Est. Monthly Payment
$9,619
Location
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Zoned Schools
Elementary
Carmel Creek Elementary · grades K-3 · Solana Beach Elementary
Middle
Carmel Valley Middle · grades 7-8 · San Dieguito Union High
High
Torrey Pines High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$5,879
Comp Average
$5,609

4577 Da Vinci
3bd / 3ba · 2,210 sqft · Single Family
$1.70M
Est. $5,631/mo
4258 Corte De Sausalito
3bd / 2.5ba · 1,731 sqft · Single Family
$1.65M
Est. $5,397/mo
4077 San Ardo
3bd / 3ba · 1,758 sqft · Single Family
$1.72M
Est. $5,297/mo
6095 Blue Dawn Trail
4bd / 2.5ba · 2,408 sqft · Single Family
$2.10M
Est. $6,109/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 4-bed houses within 1 mi · $4,570–$5,231
Blended 50/50 with the zip's market median ($6,701)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,238/mo short at 20% down; 86% down or +$8,102/mo rent closes it.
- Break-even price
- $558,710
- Break-even rent
- $13,981/mo
- Cashflow at 35% down
- −$4,816/mo
- Down payment to break even
- 86%
- Rate to break even
- Not reachable
59% under asking
$8,102/mo above the estimate
$1,182,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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