12640 Springbrook Drive
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12640 Springbrook Drive #C

D

Rancho Bernardo, CA 92128

$720,000
NEW — 2d

Beds

2

Baths

2

Sqft

1,200

Year Built

1992

Days on Market

2

Property Type

Condo

HOA/mo

$594

MLS ID

260011012SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Tucked away in a private, tranquil setting, this beautifully updated 2-bedroom, 2-bath first-floor corner unit offers the ease of single-story living in a highly desirable complex. Thoughtfully designed with an open-concept floorplan, the home features stylish LVP flooring and abundant natural light throughout. The spacious living and dining areas flow seamlessly into the upgraded kitchen, complete with sleek stainless steel appliances, perfect for both everyday living and entertaining. The primary suite is a true retreat, boasting a remodeled ensuite bathroom and a generous walk-in closet. Step outside to enjoy the large covered patio, offering a peaceful, private space to relax or host guests. Additional highlights include an attached 1-Car garage and a prime location within the community. Ideally situated in a convenient location close to shopping, parks, schools, freeway access, and within the award-winning Poway Unified School District. This home combines comfort, style, and accessibility.

Mortgage Calculator

Est. Monthly Payment

$5,165

Principal & Interest$3,641
Property Tax$720
Insurance$210
HOA$594
%($144,000)
%

Location

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Investment Score

14D
Est. Monthly Rent
$2,798
Monthly Cashflow

Rent − PITIA

$-2,367
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,610

Mortgage (P+I)
$3,641
Cap Rate
0.05%
Cash-on-Cash
-30.09%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$7,487

NOI (Annual)
$366
Price-to-Rent

Lower = better for investors

21.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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