
12639 Calle Charmona
CRancho Bernardo, CA 92128
Soft Appraisal Value: $1,250,100 · 2.4% above estimate
Beds
3
Baths
2
Sqft
1,969
Year Built
1988
Days on Market
6
Property Type
Single Family
HOA/mo
$180
MLS ID
PTP2604943
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Welcome to 12639 Calle Charmona, a beautifully maintained single-story residence nestled in the highly sought-after Rancho Bernardo community. Offering approximately 1,969 square feet of living space, this inviting home features 3 bedrooms, 2 bathrooms, and a thoughtfully designed floor plan that balances comfort and functionality. Natural light fills the spacious living areas, creating a warm and welcoming atmosphere ideal for both everyday living and entertaining. The well-appointed kitchen flows seamlessly into the main gathering spaces, while the generous primary suite provides a peaceful retreat with ample room to relax and unwind. Situated on a sizable lot of over 7,600 square feet, the outdoor space offers endless possibilities for gardening, outdoor dining, or creating your own private backyard oasis. The property's established landscaping enhances its curb appeal and complements the tranquil neighborhood setting. Located in the heart of Rancho Bernardo, residents enjoy convenient access to shopping, dining, golf, parks, top-rated schools, and the area's renowned recreational amenities. Combining a desirable location, comfortable single-level living, and timeless appeal, this home presents an exceptional opportunity to enjoy the best of North County San Diego living.
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Est. Monthly Payment
$8,306
Location
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Comparable Properties
5 comps foundThis Property
$4,658
Comp Average
$3,638
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11872 Bernardo Terrace
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12795 Via Moura
2bd / 2ba · 1,328 sqft · Condo
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17877 Avenida Cordillera
2bd / 2ba · 1,388 sqft · Condo
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Est. $3,125/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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