12459 Pipo Road
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12459 Pipo Road

D

Rancho Bernardo, CA 92128

$789,999
NEW — 2d

Soft Appraisal Value: $772,300 · 2.3% above estimate

Beds

2

Baths

2

Sqft

1,402

Year Built

1965

Days on Market

2

Property Type

Single Family

HOA/mo

$615

MLS ID

PTP2604330

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Opportunity awaits at you in the highly desirable 55+ Seven Oaks community, this 2-bedroom, 2-bath home features a 2-car attached garage and sits on a spacious 0.26-acre lot with a large front yard offering endless possibilities. Bring your vision and creativity to update this property and build instant sweat equity while creating the home you've always wanted. Conveniently located just minutes from the Seven Oaks Community Center, where residents enjoy pickleball courts, a fitness center, swimming pool, social events, clubs, and a variety of activities. This is a fantastic opportunity to own in one of North County's most sought-after active adult communities. Don't miss your chance to make this home your own.

Mortgage Calculator

Est. Monthly Payment

$5,630

Principal & Interest$3,995
Property Tax$790
Insurance$230
HOA$615
%($158,000)
%

Location

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Investment Score

28D
Est. Monthly Rent
$3,889
Monthly Cashflow

Rent − PITIA

$-1,741
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,293

Mortgage (P+I)
$3,995
Cap Rate
1.07%
Cash-on-Cash
-25.01%
DSCR

Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$8,166

NOI (Annual)
$8,414
Price-to-Rent

Lower = better for investors

16.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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