12627 Benavente Way

12627 Benavente Way

D

Rancho Peñasquitos, CA 92129

$1,249,000
NEW — 0d on market

Soft Appraisal Value: $1,314,300 · 5.0% below estimate

Beds

3

Baths

2

Sqft

1,572

Year Built

1978

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2602206

View on MLS

Description

Located in Rancho Peñasquitos and within the highly sought after Poway Unified School District, with top rated schools approximately 5–10 minutes away, this single story 3 bedroom, 2 bathroom home sits on an oversized lot just over a quarter of an acre in one of North County San Diego’s most desirable communities. Inside, this home offers a bright and easy flow, with updated flooring, no carpets at all, fresh interior paint, and a welcoming living space centered around a fireplace with a custom mantle. This house shows very well and has been meticulously maintained by the owners. The kitchen features granite countertops, newer LG appliances and connects seamlessly to the main dining and living areas, making everyday living feel comfortable and connected. Out back is where this home really comes to life! The pool and spa were added in 2023 and feature mobile app based controls and upgraded equipment. A covered patio, gas fire pit (controlled via a mobile app), and mature fruit trees including lemon, lime, and meyer varieties create a space that feels both peaceful and ready to enjoy, whether that’s hosting family, friends or winding down at the end of the day. Additional features include newer HVAC replaced in 2023, solar for energy efficiency, smart home features including a Nest thermostat and Ring system, and an attached 2 car garage with ample storage. Over $130,000 of upgrades done within this home recently. Enjoy being just minutes from Los Peñasquitos Canyon Preserve and Black Mountain Open Space Park to name a few, offering miles of scenic trails for walking, hiking, and biking. With convenient access to the 56 freeway, commuting is simple, while everyday essentials like grocery stores, shopping, dining, and coffee shops are all just a short drive away. This is a great opportunity to own a single story pool home with space, functionality, and a backyard you’ll actually use. Don't miss this opportunity to make this one yours, it won't last long! ***COME JOIN US AT OUR OPEN HOUSES THIS WEEKEND AND ENJOY SOME SNACKS TO KICK START YOUR WEEKEND***

Mortgage Calculator

Est. Monthly Payment

$7,929

Principal & Interest$6,316
Property Tax$1,249
Insurance$364
%($249,800)
%

Investment Score

2D
Est. Monthly Rent
$4,335
Monthly Cashflow

Rent − PITI − HOA

$-3,594
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,632

Mortgage (P+I)
$6,316
Cap Rate
0.66%
Cash-on-Cash
-27.05%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$11,649

NOI (Annual)
$8,209
Price-to-Rent

Lower = better for investors

24.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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