13285 Calle Del Campo

13285 Calle Del Campo

D

Rancho Peñasquitos, CA 92129

$819,000
NEW — 0d on market

Beds

2

Baths

2.5

Sqft

1,256

Year Built

2003

Days on Market

0

Property Type

Townhouse

HOA/mo

$449

MLS ID

260005463SD

View on MLS

Description

Experience a stylish, remodeled townhome with dual primary suites in the Monaco community of Torrey Highlands. Inside, luxury vinyl plank flooring flows throughout, complemented by ceiling fans in every room. The updated kitchen features quartz countertops and stainless steel appliances, while refreshed bathrooms modern fixtures. With no neighbors behind, enjoy a private yard with pavers and turf—perfect for relaxing or entertaining. Close to freeways, top schools, shops, and dining, this home blends comfort and convenience.

Mortgage Calculator

Est. Monthly Payment

$5,648

Principal & Interest$4,141
Property Tax$819
Insurance$239
HOA$449
%($163,800)
%

Investment Score

5D
Est. Monthly Rent
$3,539
Monthly Cashflow

Rent − PITI − HOA

$-2,109
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,606

Mortgage (P+I)
$4,141
Cap Rate
0.78%
Cash-on-Cash
-15.45%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$5,648

NOI (Annual)
$6,426
Price-to-Rent

Lower = better for investors

19.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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