12615 Senda Acantilada
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12615 Senda Acantilada

C

Rancho Bernardo, CA 92128

$1,249,000
NEW — 1d

Soft Appraisal Value: $1,240,100 · 0.7% above estimate

Beds

3

Baths

2

Sqft

1,909

Year Built

1977

Days on Market

1

Property Type

Single Family

HOA/mo

$785

MLS ID

PTP2605335

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

COMING SOON! A beautifully remodeled Spanish tile style roof with owned solar system, single-story residence nestled at the end of a peaceful cul-de-sac in the highly sought-after 55+ Oaks North community. This home offers exceptional privacy with only 1 direct neighbor, no one behind, panoramic views, and effortless indoor-outdoor living. Featuring approximately 1,909 sq ft of living space, 3 bedrooms, and 2 fully remodeled bathrooms, every detail has been thoughtfully curated with today's modern buyer in mind. Step inside to discover a light-filled, open floor plan highlighted by wide-plank luxury flooring, fresh designer finishes, and two stunning living spaces. The dramatic family room showcases soaring vaulted wood ceilings with exposed beams, while the elegant living room centers around a striking floor-to-ceiling stone fireplace with custom built-ins and expansive windows framing the picturesque views. The completely remodeled chef's kitchen is both beautiful and functional, featuring custom white oak cabinetry, quartz countertops, a waterfall island with seating, stainless steel appliances, abundant storage, and stylish designer fixtures—perfect for entertaining or everyday living. The spacious primary suite offers a peaceful retreat with a spa-inspired bathroom featuring a custom tiled walk-in shower, quartz vanity, premium brushed gold fixtures, and sophisticated finishes throughout. Outside, enjoy the best of Southern California living with multiple patios, scenic hillside and neighborhood views, and plenty of space to relax or entertain. Located within the desirable Oaks North community, residents enjoy access to golf, a clubhouse, pool, fitness center, and a wide variety of recreational activities, all just minutes from shopping, dining, and the conveniences of Rancho Bernardo. This is a rare opportunity to own a designer-remodeled home that perfectly blends timeless architecture, modern luxury, and an exceptional location. Come Fall in LOVE today.

Mortgage Calculator

Est. Monthly Payment

$8,714

Principal & Interest$6,316
Property Tax$1,249
Insurance$364
HOA$785
%($249,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,201
Monthly Cashflow

Rent − PITIA

$-4,513
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,520

Mortgage (P+I)
$6,316
Cap Rate
-0.20%
Cash-on-Cash
-31.32%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$12,668

NOI (Annual)
$-2,449
Price-to-Rent

Lower = better for investors

24.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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