1260 Cleveland #E 107
Btop 30%San Diego, CA 92103
121 licensed short-term rentals within ½ mile (86 whole home), from the cities' license and permit lists of Nov 11, 2026.
No unit in this 89-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,452/mo full cashflow at 20% down, 7.43% rate.
Works at $215,745 (60% under asking), or at 86% down.
Rent $2,917/mo from 2 leases in this building (±1 bed) ($2,812–$3,023).
Beds
1
Baths
1
Sqft
735
Year Built
1991
Days on Market
96
Property Type
Condo
HOA/mo
$589
MLS ID
260019184SD
This property is in San Diego (92103). View neighborhood stats →
About This Property
Highly upgraded first floor end unit featuring two private patios — one accessible directly from the bedroom via French doors and a second off the living room opening onto Richmond Court — offering the indoor-outdoor San Diego lifestyle at its finest.The completely renovated bathroom and additional upgrades include canned lighting, built-in closet organizers, and smooth paint throughout, plus a conveniently located underground parking space #149.
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Est. Monthly Payment
$4,252
Location
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Zoned Schools
Elementary
Birney Elementary · grades K-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,917
Comp Average
$2,959
3290 6th Avenue
1bd / 1ba · 751 sqft · Condo
$425K
Est. $2,841/mo
3932 9th Ave
2bd / 1ba · 709 sqft · Condo
$586K
Est. $3,700/mo
1250 Cleveland Ave
1bd / 1ba · 732 sqft · Condo
$535K
Est. $2,743/mo
1270 Cleveland Avenue
1bd / 1ba · 735 sqft · Condo
$499K
Est. $2,437/mo
475 Redwood St
1bd / 1ba · 725 sqft · Condo
$650K
Est. $3,075/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
2 leases in this building (±1 bed) · $2,812–$3,023
Thin data: only 2 leases behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,452/mo short at 20% down; 86% down or +$3,184/mo rent closes it.
- Break-even price
- $215,745
- Break-even rent
- $6,101/mo
- Cashflow at 35% down
- −$1,895/mo
- Down payment to break even
- 86%
- Rate to break even
- Not reachable
60% under asking
$3,184/mo above the estimate
$460,100 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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