12580 Caminito Mira
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12580 Caminito Mira

D

Carmel Valley, CA 92130

$1,259,000
NEW — 0d on market

Beds

3

Baths

2.5

Sqft

1,333

Year Built

1989

Days on Market

0

Property Type

Townhouse

HOA/mo

$515

MLS ID

260008662SD

This property is in Carmel Valley (92130). View neighborhood stats →

About This Property

Beautifully updated 3BR/2.5BA townhome in the highly desirable Sunstream community of Carmel Valley. This move-in ready two-story home features a remodeled kitchen and bathrooms, freshly painted interior, tile flooring on the main level, and newer carpet upstairs. The thoughtfully designed kitchen includes KitchenAid appliances, gas range, pull-out drawers, Lazy Susan, soft-close cabinetry, and abundant storage. Additional upgrades include custom wood plantation shutters throughout, newer windows, tankless water heater, upgraded fireplace, updated interior doors, upgraded railings and posts, and attached 2-car garage. All bedrooms are located upstairs, including a spacious primary suite. The home offers a larger, more usable patio than many comparable townhomes, ideal for outdoor dining and relaxing. Sunstream is prized for its quiet setting tucked away from freeway noise while still offering exceptional convenience. Community amenities include pools, spas, tennis courts, clubhouse, workout room, BBQ areas, and greenbelt surroundings. HOA includes water and trash. No Mello-Roos. Ideally located near Carmel Grove Park, One Paseo, Del Mar Highlands Town Center, Piazza Carmel, dining, shopping, freeway access, and just minutes to Del Mar beaches. Located in the highly regarded Del Mar Union and San Dieguito school districts. This home has been used as a vacation home and never rented. Recent upgrades include: • Kitchen remodel • Bathroom updates • Tankless water heater • Newer windows • Popcorn ceilings removed • Upgraded railings and posts • Updated interior doors • Plantation shutters throughout • Upgraded fireplace • Garage door opener replaced • Used as vacation home, never rented Community features: • Pools and spas • Tennis courts • Clubhouse • Exercise room • BBQ areas • Greenbelt walking paths

Mortgage Calculator

Est. Monthly Payment

$8,507

Principal & Interest$6,366
Property Tax$1,259
Insurance$367
HOA$515
%($251,800)
%

Location

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Investment Score

1D
Est. Monthly Rent
$4,407
Monthly Cashflow

Rent − PITIA

$-4,100
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,163

Mortgage (P+I)
$6,366
Cap Rate
0.19%
Cash-on-Cash
-29.37%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$12,411

NOI (Annual)
$2,439
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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