12552 Lomica Dr
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12552 Lomica Dr

C

Rancho Bernardo, CA 92128

$1,200,000
NEW — 1d

Soft Appraisal Value: $1,172,600 · 2.3% above estimate

Beds

2

Baths

2

Sqft

1,770

Year Built

1969

Days on Market

1

Property Type

Single Family

HOA/mo

$615

MLS ID

260017442SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

This home was recently renovated from room to room: painted, new flooring, new lighting and fixtures in bathroom and kitchen. While it is a 2 bedroom, there is a den that is often converted to a third bedroom. Plus, the enclosed porch has heat and a/c for your pleasure while playing cards, Mahjong, visiting with family and friends, and viewing the distant mountains. Gone are the days of the sedintary, 55+ lifestyle. (Continued below)

Mortgage Calculator

Est. Monthly Payment

$8,233

Principal & Interest$6,068
Property Tax$1,200
Insurance$350
HOA$615
%($240,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,890
Monthly Cashflow

Rent − PITIA

$-4,343
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,238

Mortgage (P+I)
$6,068
Cap Rate
-0.17%
Cash-on-Cash
-31.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$11,991

NOI (Annual)
$-2,036
Price-to-Rent

Lower = better for investors

25.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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