12535 Horado
1 / 20

12535 Horado

C

Rancho Bernardo, CA 92128

$929,000

Soft Appraisal Value: $910,900 · 2.0% above estimate

Beds

2

Baths

2

Sqft

1,510

Year Built

1964

Days on Market

12

Property Type

Single Family

HOA/mo

$615

MLS ID

260014595SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Move-In Ready Home with Stylish Upgrades and Flexible Living Space. This beautifully maintained, move-in ready home features rich cherry wood flooring throughout, abundant natural light from skylights, recessed lighting, fresh interior paint, and newer windows. The updated kitchen is designed for both functionality and style, offering stainless steel appliances, custom paneled cabinetry, granite countertops, and a convenient eat-in breakfast bar. Both bathrooms have been tastefully renovated with granite countertops and custom cabinetry, while the primary bath includes a spacious walk-in shower. Generously sized rooms provide comfort and versatility throughout the home. A flexible bonus room adjacent to the family room offers endless possibilities as a home office, hobby room, fitness area, or additional living space. Situated in a sunny location, the property also features a covered patio perfect for relaxing, entertaining, or enjoying outdoor living year-round. This home combines comfort, quality upgrades, and adaptable living spaces in a desirable setting. Residents enjoy access to the Seven Oaks Community Center, featuring pickleball and tennis courts, a pool and spa, and a clubhouse with a variety of social amenities.

Mortgage Calculator

Est. Monthly Payment

$6,512

Principal & Interest$4,698
Property Tax$929
Insurance$271
HOA$615
%($185,800)
%

Location

Loading map...

Investment Score

17D
Est. Monthly Rent
$4,154
Monthly Cashflow

Rent − PITIA

$-2,359
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,088

Mortgage (P+I)
$4,698
Cap Rate
0.79%
Cash-on-Cash
-26.40%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$9,463

NOI (Annual)
$7,313
Price-to-Rent

Lower = better for investors

18.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator