12523 El Camino Real

12523 El Camino Real #A

D

Carmel Valley, CA 92130

$1,395,000
NEW — 3d on market

Beds

3

Baths

3

Sqft

1,584

Year Built

1997

Days on Market

3

Property Type

Townhouse

HOA/mo

$450

MLS ID

260007764SD

Description

Stunningly remodeled from top to bottom! High-end finishes and exceptional attention to detail, no detail overlooked. This beautifully upgraded home features a designer kitchen with Bosch stainless steel appliances, sleek quartz countertops, and sophisticated modern finishes throughout. Enhanced by LED lighting, premium LVP flooring, and custom closet systems, the home offers both style and functionality. A rare highlight is the massive garage storage, providing abundant space for organization and everyday convenience. Ideally located in the heart of Carmel Valley, just moments from top-rated schools, premier shopping, dining, and coastal amenities.

Mortgage Calculator

Est. Monthly Payment

$9,306

Principal & Interest$7,054
Property Tax$1,395
Insurance$407
HOA$450
%($279,000)
%

Investment Score

1D
Est. Monthly Rent
$4,809
Monthly Cashflow

Rent − PITIA

$-4,497
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,765

Mortgage (P+I)
$7,054
Cap Rate
0.25%
Cash-on-Cash
-29.10%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$13,595

NOI (Annual)
$3,461
Price-to-Rent

Lower = better for investors

24.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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