12372 Carmel Country Road
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12372 Carmel Country Road #206

D

Carmel Valley, CA 92130

$850,000

Soft Appraisal Value: $901,500 · 5.7% below estimate

Beds

2

Baths

2

Sqft

1,131

Year Built

2003

Days on Market

59

Property Type

Condo

HOA/mo

$480.35

MLS ID

260004359SD

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

This property is a textbook example of what a renovated and ideally positioned residence within the sought-after gated community of The Heights in Carmel Valley should be! Thoughtfully refreshed throughout, the home features new paint, updated flooring, modern hardware, brand new stainless steel appliances, and a new smart thermostat. An abundance of natural light fills the interior, complemented by a thorough lighting upgrade that enhances the bright and inviting atmosphere. You will enjoy resort-style amenities including a pool, spa, fitness center, clubhouse, two assigned parking spaces, and HOA-covered water and trash! Perfectly located just minutes from premier shopping, dining, and award-winning schools, this home has it all. Don’t miss the chance to see what it’s like living in one of Carmel Valley’s most desirable neighborhoods for under $900,000!

Mortgage Calculator

Est. Monthly Payment

$5,876

Principal & Interest$4,298
Property Tax$850
Insurance$248
HOA$480
%($170,000)
%

Location

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Investment Score

22D
Est. Monthly Rent
$3,796
Monthly Cashflow

Rent − PITIA

$-2,080
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,662

Mortgage (P+I)
$4,298
Cap Rate
0.90%
Cash-on-Cash
-25.85%
DSCR

Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$8,552

NOI (Annual)
$7,635
Price-to-Rent

Lower = better for investors

18.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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