12388 Reata Ct San Diego

12388 Reata Ct San Diego

D

, CA 92128

$1,790,000
NEW — 5d on market

Beds

5

Baths

3

Sqft

2,368

Year Built

1977

Days on Market

5

Property Type

Single Family

HOA/mo

$680

MLS ID

260004469SD

Description

Welcome to 12388 Reata Ct, a privately situated and extensively renovated residence on a quiet cul-de-sac in Rancho Bernardo, San Diego. Offering 5 bedrooms, 3 bathrooms, and approximately 2,248 square feet, this home blends modern sophistication with effortless California living and timeless elegance. Wide-plank hardwood flooring, custom baseboards, and limestone tile elevate the interiors, while abundant natural light enhances the open, airy flow. The remodeled main-level bath features a sleek walk-in shower, and a finished expansion adjacent to the upstairs bedroom provides versatile space for a lounge, office, or media retreat. The garage features polished epoxy flooring. The backyard delivers a private resort experience with a redesigned pool, updated tile, spa extension, expanded deck, custom retaining walls, and a stylish gazebo perfect for entertaining or serene relaxation. Professionally installed turf in the front and rear yards pairs beautifully with a cobblestone driveway and walkway, creating exceptional curb appeal. Major upgrades include a new concrete tile roof, upgraded and relocated electrical panel, and an owned solar system designed to exceed projected energy use under Net Metering 2, combining luxury with efficiency and sustainability. Every detail has been thoughtfully curated to offer comfort, style, and turnkey living. Exquisitely maintained, this home blends effortless modern living with the timeless elegance of a coastal estate. Enjoy exclusive access to the prestigious Rancho Bernardo Swim & Tennis Club — a premier community amenity offering tennis, pickleball, swimming, fitness facilities, and vibrant social events. This private club enhances the Rancho Bernardo lifestyle with resort-style recreation, beautifully maintained grounds, and year-round activities for all ages. A true value-add to living in this sought-after neighborhood.

Mortgage Calculator

Est. Monthly Payment

$12,043

Principal & Interest$9,051
Property Tax$1,790
Insurance$522
HOA$680
%($358,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$5,482
Monthly Cashflow

Rent − PITI − HOA

$-6,561
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,314

Mortgage (P+I)
$9,051
Cap Rate
-0.18%
Cash-on-Cash
-21.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$12,043

NOI (Annual)
$-3,150
Price-to-Rent

Lower = better for investors

27.2

* Defaults: 20% down, 6.5% rate, 30yr.

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