12533 Shropshire Lane San Diego

12533 Shropshire Lane San Diego

D

, CA 92128

$1,475,000

Beds

4

Baths

2

Sqft

2,082

Year Built

1980

Days on Market

19

Property Type

Single Family

HOA/mo

$150

MLS ID

260003428SD

Description

Stunning curb appeal highlights this beautifully updated single level 4BR/2BA home in the highly desirable Montelena neighborhood, offering approximately 2,082 sq ft of living space on a private .18-acre lot. This move-in-ready home features refinished hardwood, travertine floors, automated blinds, mirrored closet doors, and a cedar-lined closet. The inviting family room showcases custom brick fireplace detailing and upgraded lighting. The refreshed kitchen offers updated cabinetry, countertops, and newer appliances, while both bathrooms feature updated finishes. Major improvements include a newer tile roof, replaced furnace and A/C, upgraded windows, a custom iron front entry door, and an epoxy-coated garage floor. Outdoor living is effortless with paver hardscaping, iron fencing, shade sails, and low-maintenance Easy Turf in both the front and backyard with tiered landscaping. A rare opportunity to own a beautifully maintained, single-level home in one of the area’s most sought-after communities.

Mortgage Calculator

Est. Monthly Payment

$9,514

Principal & Interest$7,458
Property Tax$1,475
Insurance$430
HOA$150
%($295,000)
%

Investment Score

1D
Est. Monthly Rent

Estimated Rent

$4,775
Monthly Cashflow

Rent − PITI − HOA

$-4,738
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,066

Mortgage (P+I)
$7,458
Cap Rate
0.32%
Cash-on-Cash
-19.27%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$9,513

NOI (Annual)
$4,711
Price-to-Rent

Lower = better for investors

25.7

* Defaults: 20% down, 6.5% rate, 30yr.

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