12262 Avenida Consentido
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12262 Avenida Consentido

D

Rancho Bernardo, CA 92128

$1,925,000
NEW — 1d

Soft Appraisal Value: $1,683,700 · 14.3% above estimate

Beds

4

Baths

3

Sqft

3,043

Year Built

1987

Days on Market

1

Property Type

Single Family

HOA/mo

$98

MLS ID

260009989SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Breathtaking panoramic views set the stage for this beautifully updated home in the St. Andrews community of Rancho Bernardo. Privately situated on a spacious lot with a gazebo and wraparound patios, this residence offers seamless indoor-outdoor living with a warm, modern aesthetic. The professionally designed kitchen showcases leathered quartzite countertops, custom cabinetry, and high-end appliances including a Viking range, Dacor refrigerator and dishwasher, and GE Advantium oven, with built-in banquette seating that opens to a cozy family room with a stone fireplace. The flexible floor plan features a downstairs office or optional bedroom with full bath. Additional highlights include a NEW ROOF, custom built-ins, and LVP flooring throughout. The luxurious primary suite offers a fireplace, sitting area, walk-in closet, and private balcony with sunrise views. The refreshed living room showcases custom built-in bookshelves for a warm, library-inspired feel. An upstairs bedroom includes a built-in desk, while another features a custom window seat, bookshelves, and an expanded window to capture the views. Residents enjoy access to the Bernardo Heights Clubhouse with pools, tennis, and fitness, all within the award-winning Poway Unified School District and just minutes to I-15. Breathtaking panoramic views set the stage for this beautifully updated home in the St. Andrews community of Rancho Bernardo. Privately situated on a spacious lot with a gazebo and wraparound patios, this residence offers seamless indoor-outdoor living with a warm, modern aesthetic. The professionally designed kitchen showcases leathered quartzite countertops, custom cabinetry, and high-end appliances including a Viking range, Dacor refrigerator and dishwasher, and GE Advantium oven, with built-in banquette seating that opens to a cozy family room with a stone fireplace. The flexible floor plan features a downstairs office or optional bedroom with full bath. Additional highlights include a NEW ROOF, custom built-ins, and LVP flooring throughout. The luxurious primary suite offers a fireplace, sitting area, walk-in closet, and private balcony with sunrise views. The refreshed living room showcases custom built-in bookshelves for a warm, library-inspired feel. An upstairs bedroom includes a built-in desk, while another features a custom window seat, bookshelves, and an expanded window to capture the views. Residents enjoy access to the Bernardo Heights Clubhouse with pools, tennis, and fitness, all within the award-winning Poway Unified School District and just minutes to I-15.

Mortgage Calculator

Est. Monthly Payment

$12,318

Principal & Interest$9,734
Property Tax$1,925
Insurance$561
HOA$98
%($385,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,436
Monthly Cashflow

Rent − PITIA

$-6,882
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,736

Mortgage (P+I)
$9,734
Cap Rate
-0.00%
Cash-on-Cash
-30.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$18,081

NOI (Annual)
$-29
Price-to-Rent

Lower = better for investors

29.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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