1225 Island Ave #114
Btop 30%San Diego, CA 92101
One license per person in San Diego: whether you can hold it depends on you, not only the home.
224 licensed short-term rentals within ½ mile (141 whole home), from the cities' license and permit lists of Nov 6, 2026.
1 short-term rental license on file in this 53-unit complex, so its HOA has allowed them. Confirm in the CC&Rs: an HOA can ban stays under 30 days (Civ. Code §4741).
Pass at asking: -$2,492/mo full cashflow at 20% down, 7.43% rate.
Works at $190,514 (63% under asking), or at 90% down.
Rent $2,658/mo from 2 leases in this building (±1 bed) ($2,607–$2,708).
Beds
1
Baths
1
Sqft
892
Year Built
2005
Days on Market
114
Property Type
Condo
HOA/mo
$583
MLS ID
260014050SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
Ideally located just minutes from Petco Park and the vibrant dining, entertainment, and waterfront attractions of downtown San Diego, this charming ground-level condo offers exceptional value with low HOA fees. The well-maintained interior features an updated kitchen and bathroom, a versatile Murphy bed for guests or flexible living space, and a private patio perfect for relaxing or entertaining. Additional conveniences include one assigned parking space in a secure underground garage. Whether you're seeking a primary residence, second home, or investment property, this centrally located condo combines comfort, convenience, and affordability in one of San Diego's most desirable urban locations.
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Est. Monthly Payment
$4,109
Location
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Zoned Schools
Elementary
Sherman Elementary · grades PK-5 · San Diego Unified
Middle
Logan Memorial Educational Campus · grades PK-12 · San Diego Unified
High
Logan Memorial Educational Campus · grades PK-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,658
Comp Average
$3,253
300 Beech Street
1bd / 1.5ba · 876 sqft · Condo
$499K
Est. $3,339/mo
206 Park Blvd
1bd / 1ba · 881 sqft · Condo
$449K
Est. $3,101/mo
1050 Island
1bd / 1ba · 894 sqft · Condo
$595K
Est. $2,951/mo
800 The Mark Lane
1bd / 1ba · 902 sqft · Condo
$640K
Est. $3,105/mo
1262 Kettner Blvd
1bd / 1ba · 904 sqft · Condo
$625K
Est. $3,770/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
2 leases in this building (±1 bed) · $2,607–$2,708
Thin data: only 2 leases behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,492/mo short at 20% down; 90% down or +$3,236/mo rent closes it.
- Break-even price
- $190,514
- Break-even rent
- $5,894/mo
- Cashflow at 35% down
- −$1,955/mo
- Down payment to break even
- 90%
- Rate to break even
- Not reachable
63% under asking
$3,236/mo above the estimate
$463,499 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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