12224 Fernando Ct

12224 Fernando Ct

C

San Diego, CA 92128

$1,199,000
NEW — 1d

Beds

5

Baths

3

Sqft

2,469

Year Built

1978

Days on Market

1

Property Type

Single Family

HOA/mo

$755

MLS ID

260017609SD

This property is in San Diego (92128). View neighborhood stats →

About This Property

Panoramic mountain views! Sitting on a private, quarter-acre lot on a quiet cul-de-sac, this is an exceptional opportunity to create your dream home in one of Rancho Bernardo's most desirable neighborhoods. The home features soaring vaulted ceilings, an open floor plan flooded with natural light, en-suite bedroom on main level, and mountain views from nearly every room. The expansive wraparound backyard is the true centerpiece, showcasing sweeping canyon and rolling hillside views with stunning sunset skies that provide a peaceful, private backdrop. With plenty of room to expand, add a pool/spa, outdoor kitchen, or design the backyard retreat you've always envisioned, the possibilities are endless. Whether you're looking to renovate, personalize, or invest, this property presents an opportunity to capitalize on a prime Rancho Bernardo location, just minutes from award-winning schools, golf, parks, shopping, dining, and convenient freeway access. The Rancho Bernardo Swim & Tennis Club also offers resort-style amenities including pickleball, tennis, two pools & spas, fitness center, saunas, indoor racquetball, basketball, game room, playground, classes and more! Bring your vision and unlock the full potential of this remarkable view property.

Mortgage Calculator

Est. Monthly Payment

$8,367

Principal & Interest$6,063
Property Tax$1,199
Insurance$350
HOA$755
%($239,800)
%

Investment Score

0D
Est. Monthly Rent
$4,197
Monthly Cashflow

Rent − PITIA

$-4,170
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,134

Mortgage (P+I)
$6,063
Cap Rate
-0.07%
Cash-on-Cash
-30.70%
DSCR

Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$12,164

NOI (Annual)
$-858
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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