14184 Stoney Gate Pl
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14184 Stoney Gate Pl

C

Rancho Bernardo, CA 92128

$1,295,000
NEW — 3d

Soft Appraisal Value: $1,267,100 · 2.2% above estimate

Beds

4

Baths

2.5

Sqft

1,899

Year Built

1989

Days on Market

3

Property Type

Single Family

HOA/mo

$62

MLS ID

260016812SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Welcome to exceptional living in the heart of highly sought-after Carmel Mountain Ranch. Beautiful and thoughtfully designed, this lovely home offers the perfect blend of modern style, comfort, and everyday convenience. Step inside to soaring vaulted ceilings that fill the home with natural light and create an inviting, open atmosphere. Featuring 4 spacious bedrooms and 3 well-appointed bathrooms, there's plenty of room for family, guests, or a dedicated home office. The functional floor plan is ideal for both everyday living and effortless entertaining. The backyard is a private retreat, perfect for relaxing with your morning coffee, hosting weekend barbecues, or enjoying San Diego's year-round sunshine. Location is everything, and this home truly delivers. Just a short stroll to Shoal Creek Elementary within the award-winning Poway Unified School District, you'll also enjoy easy access to premier shopping, popular restaurants, parks, and major commuter routes. Don't miss this rare opportunity to own an exceptional home in one of San Diego's most desirable communities. Your Carmel Mountain Ranch lifestyle awaits.

Mortgage Calculator

Est. Monthly Payment

$8,283

Principal & Interest$6,548
Property Tax$1,295
Insurance$378
HOA$62
%($259,000)
%

Location

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Investment Score

8D
Est. Monthly Rent
$4,724
Monthly Cashflow

Rent − PITIA

$-3,559
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,725

Mortgage (P+I)
$6,548
Cap Rate
0.76%
Cash-on-Cash
-26.52%
DSCR

Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$12,159

NOI (Annual)
$9,880
Price-to-Rent

Lower = better for investors

22.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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