12213 Fairway Pointe Row

12213 Fairway Pointe Row

D

Rancho Bernardo, CA 92128

$2,225,000

Soft Appraisal Value: $2,153,000 · 3.3% above estimate

Beds

4

Baths

4.5

Sqft

4,336

Year Built

1991

Days on Market

56

Property Type

Single Family

HOA/mo

$300

MLS ID

NDP2601273

Description

Located in the prestigious Fairway Heights of Rancho Bernardo, this custom grand estate offers sweeping west-facing golf course views and a timeless blend of luxury, scale, and craftsmanship. A rose-lined approach and manicured gardens accented by classic blue earthen pots lead to a private courtyard with decorative fountain, creating a serene arrival. Grand custom entry doors open to a dramatic two-story foyer with soaring ceilings, dual staircases, and elegant banisters. Rich custom wood flooring flows throughout the home, setting a tone of warmth and sophistication. The main level is thoughtfully designed for both entertaining and everyday living. Formal sitting and dining rooms are ideal for gatherings, while the family room features custom built-ins and a fireplace. A wet bar and casual dining area seamlessly connect the living spaces. The gourmet kitchen is anchored by a large island topped with rare blue granite imported from Brazil, complemented by matching perimeter counters, French Country cabinetry, custom chandeliers, crown molding, and designer lighting. Premium GE Monogram appliances include a refrigerator, double ovens, and an all-gas cooktop, with both main and butler’s pantries providing exceptional storage and functionality. The main level also includes a full bedroom and bath, a spacious laundry room with extensive cabinetry, and direct access to the epoxy-finished three-car garage with built-in storage, attic ladder, and tankless water heater. Swarovski chandeliers grace the formal dining room and main hall, while oversized windows and recessed lighting fill the home with natural light. Upstairs, the primary suite is a private retreat featuring a lounge with wet bar and fireplace, plus flexible space ideal for a sitting area, gym, or nursery. The spa-inspired bath offers dual vanities, separate his-and-her showers, a walk-in hydrotherapy tub, and an oversized custom walk-in closet. Additional upstairs spaces include a private office or optional bedroom and two generously sized secondary bedrooms, each with walk-in closets, full baths, and panoramic views. The backyard opens directly to the golf course fairway and offers a peaceful extension of the home. Mature fruit trees—including fig, pomegranate, peach, orange, lemon, and satsuma—are complemented by roses, plumeria, and lush gardens. A covered patio provides shade and an inviting setting for evening gatherings around the fire pit. Conveniently located near shopping, dining, parks, walking trails, and award-winning golf courses. Rancho Bernardo Middle and High Schools are within walking distance, along with playgrounds, sports fields, tennis courts, picnic areas, and a heated junior Olympic-size pool. Membership to the exclusive Bernardo Heights Club includes access to tennis courts, pools, a gym, basketball court, pickleball courts, and more. Experience the perfect lifestyle in Fairway Pointe, where luxury meets comfort. A rare opportunity to own a truly custom estate in Bernardo Heights—where luxury, efficiency, and enduring design come together.

Mortgage Calculator

Est. Monthly Payment

$14,425

Principal & Interest$11,251
Property Tax$2,225
Insurance$649
HOA$300
%($445,000)
%

Investment Score

0D
Est. Monthly Rent
$6,488
Monthly Cashflow

Rent − PITIA

$-7,937
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,283

Mortgage (P+I)
$11,251
Cap Rate
-0.02%
Cash-on-Cash
-30.43%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$21,142

NOI (Annual)
$-389
Price-to-Rent

Lower = better for investors

28.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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