12782 Jardin Road
DRancho Bernardo, CA 92128
Beds
4
Baths
2
Sqft
2,307
Year Built
1972
Days on Market
41
Property Type
Single Family
HOA/mo
$486.84
MLS ID
260001505SD
Description
Rare opportunity in the heart of Rancho Bernardo on an expansive 0.55-acre corner lot. This 4-bedroom, 2-bath, Southwest-facing, single-story home offers over 2,300 sq ft of living space with a pool and spa in the highly desirable Poway Unified School District. A den can easily convert to a 5th bedroom, and the property has room for a full guest house or ADU. A long driveway with new pavers can accommodate multiple vehicles, along with a custom 2-car garage featuring epoxy floors and built-in storage cabinets. Recent updates include new wood flooring, new HVAC, and full attic refresh. Conveniently located near shopping, groceries, coffee, restaurants, and the Rancho Bernardo Swim & Tennis Club (membership included with 6 visits per year, with option to add more). A rare combination of lot size, layout, location, and long-term potential in one of Rancho Bernardo’s most desirable neighborhoods.
Mortgage Calculator
Est. Monthly Payment
$9,120
Comparable Properties
5 comps foundThis Property
$5,032
Comp Average
$3,485
12097 Pastoral
3bd / 2ba · 1,510 sqft · Single Family
$889K
Est. $3,800/mo
16799 Acena Drive
3bd / 2ba · 1,594 sqft · Single Family
$919K
Est. $3,939/mo
11149 Catarina Lane
3bd / 2ba · 1,267 sqft · Condo
$869K
Est. $3,704/mo
16464 Avenida Venusto
3bd / 2ba · 1,506 sqft · Condo
$830K
Est. $2,956/mo
15913 Avenida Villaha
3bd / 2.5ba · 1,507 sqft · Condo
$834K
Est. $3,026/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITI − HOA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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