12210 Riley Ln
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12210 Riley Ln

D

Rancho Bernardo, CA 92128

$1,100,000
NEW — 1d

Beds

3

Baths

3.5

Sqft

1,725

Year Built

2025

Days on Market

1

Property Type

Townhouse

HOA/mo

$470

MLS ID

260010426SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

NEWLY BUILT LUXURY TOWNHOME with DESIGNER UPGRADES and PAID SOLAR! Welcome to 12210 Riley Lane in the heart of Carmel Mountain Ranch—built in 2025 and loaded with modern features, natural light, and elevated finishes throughout. This stunning 3 bed, 3.5 bath townhome offers a bright, open layout with a premium CORNER location that doesn’t face other units—creating exceptional privacy and sun-filled living spaces. The chef’s kitchen is a showstopper, featuring an oversized quartz island, stainless steel smart appliances and a spacious walk-in pantry. Upstairs, the luxurious primary suite is a true retreat with great views and dual walk-in closets. Additional highlights include luxury vinyl plank flooring, a water treatment system, two car garage, paid solar, and an EV charger—delivering both style and energy efficiency. Enjoy resort-style community amenities including a pool, spa, playground, BBQ areas, pickleball & basketball courts, walking trails, and dog parks—perfect for an active and social lifestyle. Ideally located only 1 mile away from Carmel Mountain Plaza including Trader Joe's, Costco and other incredible shopping, dining, and entertainment opportunities. Best of all, situated in the award-winning Poway Unified School District! Built in 2025, packed with upgrades, and perfectly located—this is a rare opportunity you don’t want to miss. Welcome Home!

Mortgage Calculator

Est. Monthly Payment

$7,453

Principal & Interest$5,562
Property Tax$1,100
Insurance$321
HOA$470
%($220,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$3,850
Monthly Cashflow

Rent − PITIA

$-3,603
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,405

Mortgage (P+I)
$5,562
Cap Rate
0.17%
Cash-on-Cash
-29.48%
DSCR

Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$10,870

NOI (Annual)
$1,882
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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