12141 Iron View Row

12141 Iron View Row

D

Rancho Bernardo, CA 92128

$995,000

Soft Appraisal Value: $973,400 · 2.2% above estimate

Beds

2

Baths

2

Sqft

1,328

Year Built

1986

Days on Market

17

Property Type

Single Family

HOA/mo

$282

MLS ID

260006445SD

View on MLS

Description

Step into the warmth of Fairway Heights North, a peaceful gated sanctuary nestled in the heart of Rancho Bernardo’s sought-after Bernardo Heights. This move-in-ready, single-level gem welcomes you with soaring high ceilings and soft, natural light that fills every corner of its 1,328 square feet. Freshly painted and meticulously cared for, the home offers an effortless flow from the airy family room to a quiet, sun-drenched backyard—a perfect spot for potting plants, enjoying a slow Sunday brunch, or simply unwinding under the San Diego sky. Life here extends beyond your doorstep to the vibrant Bernardo Heights Recreation Center, where you can spend your afternoons by the pool, in the spa, or meeting neighbors on the pickleball and tennis courts. With top-rated schools, charming local shopping, and pristine golf courses just minutes away, this home is more than just a residence; it’s a cozy retreat designed for the very best of North County living.

Mortgage Calculator

Est. Monthly Payment

$6,598

Principal & Interest$5,031
Property Tax$995
Insurance$290
HOA$282
%($199,000)
%

Investment Score

0D
Est. Monthly Rent
$3,157
Monthly Cashflow

Rent − PITIA

$-3,441
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,997

Mortgage (P+I)
$5,031
Cap Rate
0.04%
Cash-on-Cash
-30.13%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$9,646

NOI (Annual)
$417
Price-to-Rent

Lower = better for investors

26.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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