12102 Rancho Bernardo Road B

12102 Rancho Bernardo Road B

B

Rancho Bernardo (San Diego), CA 92128

$568,800
NEW — 1d

Beds

2

Baths

2

Sqft

1,040

Year Built

1969

Days on Market

1

Property Type

Condo

HOA/mo

$475

MLS ID

NDP2606844

This property is in Rancho Bernardo (San Diego) (92128). View neighborhood stats →

About This Property

PRIME LOCATION at Bernardo Villas with an end unit facing the golf course and amenities. Sellers have upgraded the condo with newer high efficiency HVAC system, dual paned windows, recessed lighting, painted interior and attractive tile flooring throughout with exception of carpeted bedrooms. This light enhanced unit opens to spacious living area with views of the lush fairways through sliders to large cov'd, tiled deck/balcony. You will appreciate the welcoming kitchen with upgraded appliances, ample cabinets, granite counters and the desirable 2nd bedroom and bath with tub/shower combo. Just became vacant and have virtually staged for your viewing. Note: Seller has a Class A Unlimited Useage Membership to tennis, pool/spa, pickleball with family and/or visitors allowed to accompany you. Said membership can be transferred and prorated at close of escrow. Title report and CC+R's of record are attached.

Mortgage Calculator

Est. Monthly Payment

$4,086

Principal & Interest$2,876
Property Tax$569
Insurance$166
HOA$475
%($113,760)
%

Investment Score

45B
Est. Monthly Rent
$3,125
Monthly Cashflow

Rent − PITIA

$-961
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,154

Mortgage (P+I)
$2,876
Cap Rate
1.52%
Cash-on-Cash
-22.72%
DSCR

Need ≥ 1.25 for DSCR loan

0.76
Break-even Rent
$5,922

NOI (Annual)
$8,669
Price-to-Rent

Lower = better for investors

15.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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