12041 Tivoli Park Row
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12041 Tivoli Park Row #1

D

Rancho Bernardo, CA 92128

$899,000
NEW — 1d on market

Soft Appraisal Value: $877,700 · 2.4% above estimate

Beds

3

Baths

2.5

Sqft

1,496

Year Built

1995

Days on Market

1

Property Type

Townhouse

HOA/mo

$515

MLS ID

NDP2603584

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Welcome home to this beautifully updated corner-unit townhome in the highly sought-after Collage community of Carmel Mountain Ranch. Thoughtfully renovated throughout, including the kitchen and bathrooms, this home offers the perfect blend of modern style and everyday comfort. Filled with natural light, the spacious floor plan features soaring vaulted ceilings and an open layout ideal for both relaxing and entertaining. The inviting living room flows seamlessly to a sunny private patio and is anchored by a cozy fireplace—creating a warm and welcoming space to unwind. The generously sized primary suite includes a walk-in closet and an updated en suite bath. Additional highlights include upstairs laundry, a two-car attached garage, and ample guest parking. Residents of Collage enjoy access to two pools, playgrounds, and barbecue areas, all within a quiet, well-maintained community. Located in the award-winning Poway Unified School District and just minutes to Carmel Mountain Plaza, Trader Joe’s, Costco, Target, dining, and the Angelika Film Center—with easy access to the 15 and 56 freeways—this home truly offers convenience, comfort, and location.

Mortgage Calculator

Est. Monthly Payment

$6,222

Principal & Interest$4,546
Property Tax$899
Insurance$262
HOA$515
%($179,800)
%

Location

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Investment Score

3D
Est. Monthly Rent
$4,209
Monthly Cashflow

Rent − PITIA

$-2,013
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,730

Mortgage (P+I)
$4,546
Cap Rate
1.09%
Cash-on-Cash
-24.89%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$9,053

NOI (Annual)
$9,789
Price-to-Rent

Lower = better for investors

17.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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