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1202 Calle Sonia

Fallbrook, CA 92028

$959,000

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$3,891/mo full cashflow at 20% down, 7.36% rate.

Works at $449,949 (53% under asking), or at 79% down.

Rent $4,894/mo from 11 leases of 3–5 bed houses within 2 mi ($4,597–$4,949).

Beds

Baths

Sqft

2,791

Year Built

1999

Days on Market

Property Type

Single Family

HOA/mo

$330

MLS ID

260023721SD

This property is in Fallbrook (92028). Browse neighborhood analytics →

Virtual Tour

About This Property

Spacious single-story living in a gated Fallbrook community! Set on a landscaped 22,215-square-foot lot at the end of a cul-de-sac, this four-bedroom, three-bath home offers an open, bright floorplan, high ceilings and plenty of natural light, porcelain tile flooring. The kitchen features a large island, double oven and generous cabinetry, and opens to the family room. There’s also a separate living room and formal dining room. French doors connect the primary bedroom to a backyard with orange, fig and lemon trees. A Jack-and-Jill bathroom serves two bedrooms, while custom blinds and a three-car garage with built-in storage add everyday convenience. Community greenbelts and parks complete the setting. Trustees have never occupied this home. Limited disclosures. Buyers and buyers agents to complete their own due diligence, regarding room sizes, etc.

Mortgage Calculator

Est. Monthly Payment

$6,860

Principal & Interest$5,291

Property Tax$959

Insurance$280

HOA$330

Down Payment

%($191,800)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
La Paloma Elementary · grades K-6 · Fallbrook Union Elementary
Middle
James E. Potter Intermediate · grades 7-8 · Fallbrook Union Elementary
High
Fallbrook High · grades 9-12 · Fallbrook Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$4,894

Comp Average

$4,732

35323 Orchard Trail

4bd / 3ba · 2,662 sqft · Single Family

$845K

Est. $4,786/mo

3533 Sarah Ann Dr.

4bd / 2.5ba · 2,638 sqft · Single Family

$969K

Est. $4,424/mo

1905 Green Vista Lane

4bd / 3ba · 2,667 sqft · Single Family

$1.10M

Est. $4,694/mo

1850 Canyon Heights Road

4bd / 2.5ba · 2,646 sqft · Single Family

$1.28M

Est. $4,668/mo

3336 Old Post Road

4bd / 3ba · 2,828 sqft · Single Family

$1.40M

Est. $5,088/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

32C

Est. Monthly Rent

$4,894

11 leases of 3–5 bed houses within 2 mi · $4,597–$4,949

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,966

Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,891

What would make this work?

$3,891/mo short at 20% down; 79% down or +$5,053/mo rent closes it.

Break-even price: $449,949
Break-even rent: $9,947/mo
Cashflow at 35% down: −$2,899/mo
Down payment to break even: 79%
Rate to break even: Not reachable

Mortgage (P+I)

$5,291

Cap Rate

2.06%

Cash-on-Cash

-24.34%

DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)

$19,739

Price-to-Rent

Lower = better for investors

16.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,891/mo