11918 Wilmington Road
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11918 Wilmington Road

C

Rancho Bernardo, CA 92128

$1,398,200
NEW — 3d

Beds

4

Baths

2.5

Sqft

2,092

Year Built

1992

Days on Market

3

Property Type

Single Family

HOA/mo

$62

MLS ID

PTP2605017

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this beautiful home in Carmel Mountain Ranch — a private lot on a quiet cul-de-sac. Step into a dramatic entry with a circular staircase and soaring ceilings. Kitchen features granite counters, tile backsplash, and stainless appliances. Primary suite upstairs offers a fireplace, walk-in closet, and en-suite bath. Freshly painted throughout, new roof, HVAC replaced in the last 5-7 years, and a water-wise yard with turf placed within the last two years. **Fully Paid Owned Solar** Located in acclaimed Poway Unified School District, minutes from shopping, dining, Costco, and Home Depot.

Mortgage Calculator

Est. Monthly Payment

$8,938

Principal & Interest$7,070
Property Tax$1,398
Insurance$408
HOA$62
%($279,640)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,894
Monthly Cashflow

Rent − PITIA

$-4,044
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,335

Mortgage (P+I)
$7,070
Cap Rate
0.63%
Cash-on-Cash
-27.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$13,121

NOI (Annual)
$8,820
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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