11873 Wilmington Rd
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11873 Wilmington Rd

C

Rancho Bernardo, CA 92128

$1,249,800
NEW — 3d

Soft Appraisal Value: $1,225,400 · 2.0% above estimate

Beds

3

Baths

2.5

Sqft

1,943

Year Built

1991

Days on Market

3

Property Type

Single Family

HOA/mo

$62

MLS ID

PTP2605172

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Welcome to 11873 Wilmington Road, a beautifully maintained single-family home in the highly sought-after Carmel Mountain Ranch community at the center of San Diego. Offering 1,943 square feet of thoughtfully designed living space, this inviting residence features 3 bedrooms, 2.5 bathrooms, and a bright, functional floor plan ideal for both everyday living and entertaining. Step inside to find spacious living and dining areas filled with natural light, complemented by an open layout that creates a warm and welcoming atmosphere. The well-appointed kitchen flows seamlessly into the family room, making it the perfect gathering space for family and friends. Upstairs, the generous primary suite provides a peaceful retreat with an en-suite bathroom and ample closet space, while two additional bedrooms offer comfort and versatility for family, guests, or remote work. Enjoy San Diego living in the private backyard—ideal for outdoor dining, relaxing, or weekend barbecues. Situated on a quiet residential street, this home combines comfort, privacy, and convenience. Located in one of San Diego's most desirable neighborhoods, you'll appreciate the close proximity to Costco, Trader Joe's, H Mart, restaurants, shopping, parks, along with easy access to Interstate 15 and State Route 56, making commuting throughout San Diego effortless. The home is also located near highly regarded schools, making it an excellent choice for families. Must see in person.

Mortgage Calculator

Est. Monthly Payment

$7,996

Principal & Interest$6,320
Property Tax$1,250
Insurance$365
HOA$62
%($249,960)
%

Location

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Investment Score

8D
Est. Monthly Rent
$4,554
Monthly Cashflow

Rent − PITIA

$-3,442
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,531

Mortgage (P+I)
$6,320
Cap Rate
0.76%
Cash-on-Cash
-26.55%
DSCR

Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$11,738

NOI (Annual)
$9,459
Price-to-Rent

Lower = better for investors

22.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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