11689 Via Nicole
Atop 10%San Diego, CA 92109
Pass at asking: -$1,707/mo full cashflow at 20% down, 7.43% rate.
Works at $656,606 (25% under asking), or at 48% down.
Rent $6,550/mo from 20 leases of 3-bed houses in 92109 ($6,054–$7,505).
Beds
3
Baths
3
Sqft
1,596
Year Built
1987
Days on Market
19
Property Type
Single Family
HOA/mo
N/A
MLS ID
260025024SD
This property is in San Diego (92109). View neighborhood stats →
About This Property
Tucked on quiet cul-de-sac street in one of Rancho San Diego's most desired communities, this beautifully refreshed 3-bedroom, 2.5-bath home offers 1,596 square feet of light-filled, open living space. This home features an upgraded kitchen, fresh interior paint, brand-new carpet, Luxury vinyl flooring, new HVAC system, and updated electrical panel -- the big-ticket items are already done, so you can simply move in and enjoy. Outside, low-maintenance landscaping keeps weekends easy, while the spacious backyard offers a welcoming space for entertaining, barbecues, or quiet evenings under the San Diego sky. The location speaks for itself: minutes from top-rated schools, Cuyamaca College, neighborhood parks, shopping centers and the Rancho San Diego Library. Easy access to Cottonwood golf club, explore nearby hiking trails, and enjoy the outdoor lifestyle Rancho San Diego is known for. Move-in ready and in a community, people love to call home. Schedule your showing today!
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Est. Monthly Payment
$6,019
Zoned Schools
Elementary
Rancho San Diego Elementary · grades K-5 · Cajon Valley Union
Middle
Hillsdale Middle · grades 6-8 · Cajon Valley Union
High
Valhalla High · grades 9-12 · Grossmont Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
1 comp foundThis Property
$6,550
Comp Average
$7,215
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
20 leases of 3-bed houses in 92109 · $6,054–$7,505
Blended 50/50 with the zip's market median ($6,698)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,707/mo short at 20% down; 48% down or +$2,217/mo rent closes it.
- Break-even price
- $656,606
- Break-even rent
- $8,767/mo
- Cashflow at 35% down
- −$792/mo
- Down payment to break even
- 48%
- Rate to break even
- 3.55%
25% under asking
$2,217/mo above the estimate
$421,920 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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