11495 Larmier Cir San Diego

11495 Larmier Cir San Diego

D

Scripps Ranch, CA 92131

$1,900,000
NEW — 0d on market

Beds

4

Baths

3

Sqft

2,753

Year Built

1990

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260004945SD

View on MLS

Description

This prestigious Scripps Ranch residence epitomizes sophisticated living, inside and out, set on an expansive corner cul-de-sac lot. The true showpiece is the private, resort-style backyard, featuring a rare 75-ft Olympic-length heated swimming pool with recent upgrades. Expansive Saltillo-tiled patios and multiple thoughtfully designed entertaining areas create an ideal setting for both grand gatherings and intimate evenings, all framed by mature trees that provide exceptional privacy. Inside, soaring ceilings and stacked windows bathe the home in natural light, while four sets of French doors ensure seamless indoor-outdoor flow. The updated kitchen boasts refaced cabinetry, all-new appliances, an eat-in kitchen area, and a separate dining room. A lower-level bedroom with a full bath offers excellent flexibility for guests or multigenerational living. Rich solid oak hardwood flooring, beautifully paired with elegant marble and new carpeting, custom built-ins, two fireplaces, recessed lighting, and a luxurious primary suite with dual walk-in closets and a private outdoor balcony further elevate the home. Additional highlights include a three-car garage with epoxy flooring, built-ins, and custom stand-up attic storage, along with an upgraded HVAC system, a new water heater, separate laundry room, and a tri-camera security system. This is a rare opportunity to own a thoughtfully designed home with no rear neighbors and only one adjacent side neighbor. Located near Lake Miramar, top-performing schools, and community parks, it truly captures the Scripps Ranch lifestyle.

Mortgage Calculator

Est. Monthly Payment

$12,062

Principal & Interest$9,607
Property Tax$1,900
Insurance$554
%($380,000)
%

Investment Score

0D
Est. Monthly Rent

Estimated Rent

$5,362
Monthly Cashflow

Rent − PITI − HOA

$-6,699
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,516

Mortgage (P+I)
$9,607
Cap Rate
0.06%
Cash-on-Cash
-21.16%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$12,061

NOI (Annual)
$1,097
Price-to-Rent

Lower = better for investors

29.5

* Defaults: 20% down, 6.5% rate, 30yr.

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