10831 Ironwood Rd Scripps Miramar

10831 Ironwood Rd Scripps Miramar

D

Scripps Ranch, CA 92131

$1,860,000

Beds

4

Baths

3

Sqft

2,802

Year Built

1975

Days on Market

63

Property Type

Single Family

HOA/mo

N/A

MLS ID

250046248SD

Description

Come home to a space that simply works for your life. Light-filled rooms, soaring ceilings, and an effortless floor plan welcome you the moment you walk in. Luxury vinyl plank, Ensuite First-floor primary suite walk-in closet, His-and-hers sinks in a classic Jack-and-Jill layout. An open kitchen that opens up to the living room and formal dining room, complete with quartz countertops and a 6-burner gas range, becomes the natural gathering place for the family. Equipped with 16 solar panels to help lower energy costs and maximize efficiency. Upstairs, all 3 large bedrooms and a generous den that invites endless possibilities: a home office, media room, or future bedrooms as your needs grow. Step into the backyard and picture weekends filled with barbecues, laughter, and evenings under the San Diego sky. Owned solar, recent HVAC upgrades, and top-rated Scripps Ranch schools, this home offers peace of mind and a true sense of community—just a short walk to shops, restaurants, parks, and everyday conveniences. This isn’t just a house, it’s the next chapter.

Mortgage Calculator

Est. Monthly Payment

$11,808

Principal & Interest$9,405
Property Tax$1,860
Insurance$542
%($372,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$5,199
Monthly Cashflow

Rent − PITI − HOA

$-6,608
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,354

Mortgage (P+I)
$9,405
Cap Rate
0.03%
Cash-on-Cash
-21.32%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$11,807

NOI (Annual)
$615
Price-to-Rent

Lower = better for investors

29.8

* Defaults: 20% down, 6.5% rate, 30yr.

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