11443 Bracken Fern Cove
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11443 Bracken Fern Cove

D

Scripps Ranch, CA 92131

$2,100,000
NEW — 1d on market

Beds

5

Baths

4

Sqft

2,778

Year Built

1999

Days on Market

1

Property Type

Single Family

HOA/mo

$57

MLS ID

260008910SD

This property is in Scripps Ranch (92131). View neighborhood stats →

About This Property

This five-bedroom, four-bath Scripps Ranch home has been genuinely well cared for. The quality updates are already done, adding a layer of confidence on top of the desirability the neighborhood carries. The main level sets the tone. The kitchen opens directly to the family room, with a center island cooktop, granite counters, and an updated linear fireplace anchoring the far wall. Sliding glass doors connect the eat-in dining area straight to the backyard and pool — indoor-outdoor living already established. A built-in KitchenAid fridge, Thermador range, GE double oven, and walk-in pantry round out a kitchen built for quiet comfort or hosting a holiday. The formal living room sits at the front with tall windows and Hunter Douglas plantation shutters, and a full bedroom and bath on this level add flexibility for guests or family. Upstairs, the primary suite has been fully remodeled — marble counters, frameless glass walk-in shower, porcelain tile, and a built-in vanity. The secondary bathrooms have been completely updated too. A second-floor laundry room with built-in sink and cabinetry sits conveniently between the bedrooms. The outdoor space may be what defines living here. A natural stone pool with spa, waterfall, and slide sits surrounded by mature palms and tropical landscaping. A palapa-covered outdoor kitchen with built-in BBQ is its own zone, separate from the main patio. Private, fully fenced, ready for a weeknight or a weekend party. Big-ticket items handled: owned solar, whole-house water filtration, new water heater, dual-pane windows, fresh exterior paint.

Mortgage Calculator

Est. Monthly Payment

$13,388

Principal & Interest$10,619
Property Tax$2,100
Insurance$612
HOA$57
%($420,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$7,350
Monthly Cashflow

Rent − PITIA

$-6,038
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,478

Mortgage (P+I)
$10,619
Cap Rate
0.65%
Cash-on-Cash
-27.08%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$19,659

NOI (Annual)
$13,686
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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