
1137 Quinto Creek Pl
Btop 30%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,759/mo full cashflow at 20% down, 7.36% rate.
Works at $493,041 (50% under asking), or at 76% down.
Rent $5,069/mo from 8 leases of 4–6 bed houses within 1 mi, same school area ($4,170–$4,427). Previously leased for $4,900.
Beds
5
Baths
3
Sqft
1,858
Year Built
2002
Days on Market
1
Property Type
Single Family
HOA/mo
$135
MLS ID
260026859SD
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
Light-filled interiors, warm finishes, and a private backyard with no rear neighbors define this five-bedroom, three-bath Otay Ranch home on a quiet cul-de-sac. Offering approximately 1,858 square feet, the two-story layout features dramatic double-height ceilings in the front living area, a separate dining space, and an inviting family room with a fireplace that opens to the kitchen. Rich wood cabinetry, granite countertops, stainless steel appliances, an island with seating, and a walk-in pantry create a welcoming space for everyday living and entertaining. A downstairs bedroom and full bathroom provide flexibility for guests or a home office. Upstairs, the primary suite features a walk-in closet, dual-sink vanity, soaking tub, and separate shower. Recent improvements include fresh interior and exterior paint, roof and HVAC servicing, and termite clearance. Backing to open space, the backyard offers a spacious patio with a pergola and low-maintenance turf for easy outdoor enjoyment. An interior laundry room and attached two-car garage complete the home.
Mortgage Calculator
Est. Monthly Payment
$6,842
Location
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Zoned Schools
Elementary
McMillin (Corky) Elementary · grades K-6 · Chula Vista Elementary
Middle
Rancho del Rey Middle · grades 7-8 · Sweetwater Union High
High
Olympian High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,069
Comp Average
$4,590
1656 Calle De La Flor
4bd / 2.5ba · 1,694 sqft · Single Family
$810K
Est. $4,305/mo
991 Camino Aldea
4bd / 3ba · 1,950 sqft · Single Family
$880K
Est. $4,840/mo

2044 Avenida Andanza
4bd / 2.5ba · 1,833 sqft · Single Family
$850K
Est. $4,590/mo
875 Ridgewater
4bd / 2ba · 1,766 sqft · Single Family
$879K
Est. $4,309/mo
1108 Camino Prado
4bd / 3ba · 2,021 sqft · Single Family
$1000K
Est. $4,907/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Previously leased for $4,900
8 leases of 4–6 bed houses within 1 mi, same school area · $4,170–$4,427
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,759/mo short at 20% down; 76% down or +$4,882/mo rent closes it.
- Break-even price
- $493,041
- Break-even rent
- $9,951/mo
- Cashflow at 35% down
- −$2,740/mo
- Down payment to break even
- 76%
- Rate to break even
- Not reachable
50% under asking
$4,882/mo above the estimate
$748,600 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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