11365 Affinity Ct #193
1 / 20

11365 Affinity Ct #193

Btop 30%

Scripps Ranch, CA 92131

$550,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

2 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 6, 2026.

No unit in this 20-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,562/mo full cashflow at 20% down, 7.43% rate.

Works at $216,350 (61% under asking), or at 88% down.

Rent $3,028/mo from 9 leases of 1–3 bed condos & townhomes within 1 mi ($2,827–$3,184).

Beds

2

Baths

2

Sqft

1,032

Year Built

1992

Days on Market

0

Property Type

Condo

HOA/mo

$670

MLS ID

260026438SD

This property is in Scripps Ranch (92131). View neighborhood stats →

About This Property

Welcome to 11365 Affinity Ct, an inviting 2-bedroom, 2-bathroom condo in the desirable Scripps Ranch community! Offering 1,032 sq. ft. of living space, this home features a brand-new kitchen with elegant quartz countertops, spacious closets in both bedrooms, and convenient in-unit laundry. Step onto your private balcony and enjoy peaceful views of mature green trees, with no neighboring condos directly in view, creating a welcome sense of privacy and tranquility. The building is conveniently located near one of the community’s two swimming pools, and the condo includes a tandem garage for added convenience. Enjoy easy access to Highway 15, shopping, and everyday amenities. Experience the perfect blend of modern updates, privacy, and convenience in this wonderful Scripps Ranch condo! Welcome to 11365 Affinity Ct, an inviting 2-bedroom, 2-bathroom condo in the desirable Scripps Ranch community! Offering 1,032 sq. ft. of living space, this home features a brand-new kitchen with elegant quartz countertops, spacious closets in both bedrooms, and convenient in-unit laundry. Step onto your private balcony and enjoy peaceful views of mature green trees, with no neighboring condos directly in view, creating a welcome sense of privacy and tranquility. The building is conveniently located near one of the community’s two swimming pools, and the home includes a tandem garage for added convenience. Enjoy easy access to Highway 15, shopping, and everyday amenities. Experience the perfect blend of modern updates, privacy, and convenience in this wonderful Scripps Ranch home!

Mortgage Calculator

Est. Monthly Payment

$4,436

Principal & Interest$3,055
Property Tax$550
Insurance$160
HOA$670
%($110,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Miramar Ranch Elementary · grades K-5 · San Diego Unified

  • Middle

    Marshall Middle · grades 6-8 · San Diego Unified

  • High

    Scripps Ranch High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

38B
Est. Monthly Rent
$3,028

9 leases of 1–3 bed condos & townhomes within 1 mi · $2,827–$3,184

Blended 50/50 with the zip's market median ($3,135)

Monthly Cashflow

Rent − PITIA

-$1,407
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,562

What would make this work?

$2,562/mo short at 20% down; 88% down or +$3,328/mo rent closes it.

Break-even price

61% under asking

$216,350
Break-even rent

$3,328/mo above the estimate

$6,356/mo
Cashflow at 35% down
−$1,989/mo
Down payment to break even

$484,000 cash

88%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,055
Cap Rate
1.41%
Cash-on-Cash
-27.95%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$7,736
Price-to-Rent

Lower = better for investors

15.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
BCashflow−$2,562/mo