12922 Carmel Creek Road #34
DCarmel Valley, CA 92130
Soft Appraisal Value: $1,063,100 · 7.8% below estimate
Beds
2
Baths
2.5
Sqft
1,180
Year Built
1989
Days on Market
18
Property Type
Townhouse
HOA/mo
$512
MLS ID
ML82039281
Description
Recently refreshed Carmel Valley townhome with approximately $33,000 in home improvements. The interior features new paint throughout, refinished kitchen cabinetry, updated tile flooring in both bathrooms, and a fully updated guest bathroom. Additional upgrades include new vinyl flooring on the garage staircase, refinished stair and hallway railings, and enhanced lighting with new LED ceiling lights and dining pendant fixtures. The bright, open floor plan offers a cozy fireplace with updated quartz flooring in front, creating a warm focal point in the living area. Enjoy both a private front patio and a balcony, providing comfortable outdoor spaces for relaxing or entertaining. The home also features engineered wood flooring, quartz kitchen countertops, full-size washer and dryer, generous storage, and an attached two-car garage. The air conditioning system was replaced in 2022, offering improved comfort and efficiency. Ideally located near shopping, parks, and top-rated schools including Carmel Creek Elementary School, Carmel Valley Middle School, and Torrey Pines High School. Community amenities include a pool and spa. HOA dues include water, sewer, and trash, and there is No Mello-Roos.
Mortgage Calculator
Est. Monthly Payment
$6,733
Comparable Properties
5 comps foundThis Property
$3,747
Comp Average
$2,908
12695 Camino Mira Del Mar
2bd / 2ba · 864 sqft · Condo
$685K
Est. $3,208/mo
4049 Carmel View Rd
1bd / 1ba · 742 sqft · Condo
$600K
Est. $2,646/mo
3537 El Rincon
2bd / 2ba · 944 sqft · Condo
$805K
Est. $3,208/mo
12253 Carmel Vista Road
1bd / 1ba · 951 sqft · Condo
$690K
Est. $2,808/mo
12237 Carmel Vista Road
1bd / 1ba · 791 sqft · Condo
$645K
Est. $2,668/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Get Expert AnalysisOpen Full Calculator