1089 Via Vera Cruz
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1089 Via Vera Cruz

C

San Marcos, CA 92078

$1,539,000
NEW — 1d

Soft Appraisal Value: $1,508,200 · 2.0% above estimate

Beds

5

Baths

3

Sqft

2,963

Year Built

2003

Days on Market

1

Property Type

Single Family

HOA/mo

$178

MLS ID

NDP2606648

This property is in San Marcos (92078). View neighborhood stats →

Virtual Tour

About This Property

Experience The Pinnacle of Fine Living in this Beautiful Pool Home, nestled behind the private gates of The Highly Desirable “Stone Canyon” community in San Marcos. From the moment you arrive, the attention to detail is undeniable, starting with a custom front door that sets an elegant tone for the entire residence. Offering 2963 sq ft of living space and 3 car tandem garage. This home features a COMPLETELY PAID for SOLAR SYSTEM, offering incredible energy efficiency and peace of mind. Once stepping inside you find a seamless blend of luxury and comfort, featuring beautiful Italian tile and Upgraded carpets installed in 2024. The sophisticated interior is highlighted by exquisite, custom wrought iron work that graces both the grand staircase and upstairs hall.Designed for both daily living and effortless entertaining. The gourmet kitchen is a chef’s dream, outfitted with Exotic granite countertops and a custom pantry door carefully crafted to match the home's striking front entry. With a full bedroom and bath on the first floor for added convenience and a custom fitted office upstairs. The home boasts a premium surround sound system throughout. Dual-zone air conditioning ensures perfect climate control through every season. The backyard is a true entertainer’s delight, offering a private oasis complete with a sparkling pool and a relaxing jacuzzi.This rare Stone Canyon gem perfectly combines security, elegance, and resort-style living. Located at the end of Via Vera Cruz awaits this private gated community close to shopping, Award Winning Schools, restaurants, and easy access to all North County has to offer. Don't miss the opputunity to live in a Distintive and Highly Coveted Community.

Mortgage Calculator

Est. Monthly Payment

$9,948

Principal & Interest$7,782
Property Tax$1,539
Insurance$449
HOA$178
%($307,800)
%

Location

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Investment Score

14D
Est. Monthly Rent
$6,660
Monthly Cashflow

Rent − PITIA

$-3,288
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,102

Mortgage (P+I)
$7,782
Cap Rate
1.31%
Cash-on-Cash
-23.79%
DSCR

Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$14,585

NOI (Annual)
$20,156
Price-to-Rent

Lower = better for investors

19.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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