1079 21st Street
DSan Diego, CA 92102
Beds
4
Baths
2.5
Sqft
1,798
Year Built
1904
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2602955
Description
Beautifully maintained 4BR/2.5BA home in the heart of Golden Hill, blending original period charm with modern upgrades. Set high above the street for privacy, this home offers the rare combination of urban living and the coziness of a single-family retreat—plus incredible views of Downtown San Diego. Energy-efficient features include a Lennox A/C system, heat pump water heater, and fully paid solar. Classic architecture, a charming façade, and inviting outdoor spaces create a warm, distinctive atmosphere. Just minutes to Balboa Park and Downtown, with easy access to museums, dining, entertainment, and major employment hubs. Enjoy Golden Hill’s walkable lifestyle with Luigi’s Pizza, Turf Supper Club, and two coffee shops just around the corner. A rare opportunity to own a character-rich home in one of San Diego’s most sought-after neighborhoods.
Mortgage Calculator
Est. Monthly Payment
$10,125
Comparable Properties
4 comps foundThis Property
$4,269
Comp Average
$4,733
1055 32nd St
3bd / 2.5ba · 1,506 sqft · Condo
$1.03M
Est. $4,828/mo
2804 C St
5bd / 3ba · 1,884 sqft · Single Family
$1.48M
Est. $5,116/mo
3006 Fir St
3bd / 2ba · 1,015 sqft · Single Family
$1.35M
Est. $4,231/mo
1940 Market Street
3bd / 2.5ba · 2,070 sqft · Single Family
$1.55M
Est. $4,757/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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