
10747 Birch Bluff Ave
Dbottom 20%Scripps Ranch, CA 92131
One license per person in San Diego: whether you can hold it depends on you, not only the home.
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 10, 2026.
Pass at asking: -$14,451/mo full cashflow at 20% down, 7.43% rate.
Works at $617,483 (75% under asking); even all cash loses money at asking.
Rent $6,159/mo from 9 leases of 4–6 bed houses within 2 mi ($6,127–$6,794).
Beds
5
Baths
4
Sqft
3,429
Year Built
1985
Days on Market
97
Property Type
Single Family
HOA/mo
N/A
MLS ID
260018986SD
This property is in Scripps Ranch (92131). View neighborhood stats →
About This Property
A wonderful floorplan for a growing, or multigenerational family, with top rated schools! Tastefully renovated Scripps Ranch home offering unobstructed canyon views and a rare four-car garage The home features Alabaster slim-shaker cabinetry throughout, paired with elegant marble-style quartz countertops and brand-new appliances. Oak luxury vinyl plank flooring, fresh interior paint, new light fixtures, solar, and two new HVAC systems (2-ton and 4-ton) complete the extensive upgrades. All four bathrooms have been fully updated with tile or LVP flooring, refined tile surrounds with custom niches, and modern finishes. The primary suite is a true retreat, featuring a freestanding soaking tub positioned to enjoy the canyon views. The upper level offers exceptional flexibility, overlooking the pool and featuring a spacious great room, balcony, wet bar, second laundry room, and two bedrooms connected by a Jack-and-Jill bathroom. Outdoor living shines with a resurfaced pool and spa, complete with new heater and equipment, all surrounded by a generously sized Trex deck. The property also includes grassy areas ideal for kids and pets, all set against breathtaking canyon vistas. With abundant storage and a four-car garage perfect for vehicles, toys, or a workshop, this home delivers both luxury and versatility in one of Scripps Ranch’s most desirable settings.
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Est. Monthly Payment
$17,111
Location
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Zoned Schools
Elementary
Jerabek Elementary · grades K-5 · San Diego Unified
Middle
Marshall Middle · grades 6-8 · San Diego Unified
High
Scripps Ranch High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,159
Comp Average
$6,167
10659 Rookwood Dr
5bd / 2.5ba · 2,802 sqft · Single Family
$1.80M
Est. $5,552/mo
11303 Rose Garden Ct
5bd / 3ba · 3,226 sqft · Single Family
$2.10M
Est. $6,065/mo
12755 Fairbrook Rd
4bd / 4.5ba · 3,502 sqft · Single Family
$2.40M
Est. $6,313/mo
12666 Fairbrook Rd
4bd / 3.5ba · 3,625 sqft · Single Family
$2.48M
Est. $6,403/mo

11310 Crystal Oaks Way
4bd / 3ba · 3,094 sqft · Single Family
$2.60M
Est. $6,502/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 4–6 bed houses within 2 mi · $6,127–$6,794
Blended 50/50 with the zip's market median ($6,065)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$14,451/mo short at 20% down; +$18,768/mo rent closes it.
- Break-even price
- $617,483
- Break-even rent
- $24,927/mo
- Cashflow at 35% down
- −$11,848/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
75% under asking
$18,768/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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