10747 Birch Bluff Ave
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10747 Birch Bluff Ave

D

Scripps Ranch, CA 92131

$2,649,000
NEW — 0d

Beds

5

Baths

4

Sqft

3,429

Year Built

1985

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010476SD

This property is in Scripps Ranch (92131). View neighborhood stats →

About This Property

A wonderful floorplan for a growing, or multigenerational family, with top rated schools! Tastefully renovated Scripps Ranch home offering unobstructed canyon views, a rare four-car garage, and a seamless opportunity for ADU conversion. The home features Alabaster slim-shaker cabinetry throughout, paired with elegant marble-style quartz countertops and brand-new appliances. Oak luxury vinyl plank flooring, fresh interior paint, new light fixtures, solar, and two new HVAC systems (2-ton and 4-ton) complete the extensive upgrades. All four bathrooms have been fully updated with tile or LVP flooring, refined tile surrounds with custom niches, and modern finishes. The primary suite is a true retreat, featuring a freestanding soaking tub positioned to enjoy the canyon views. The upper level offers exceptional flexibility, overlooking the pool and featuring a spacious great room, balcony, wet bar, second laundry room, and two bedrooms connected by a Jack-and-Jill bathroom. This area is on a separate electrical panel and AC system, making it an easy conversion to a private guest suite or ADU. Outdoor living shines with a resurfaced pool and spa, complete with new heater and equipment, all surrounded by a generously sized Trex deck. The property also includes grassy areas ideal for kids and pets, all set against breathtaking canyon vistas. With abundant storage and a four-car garage perfect for vehicles, toys, or a workshop, this home delivers both luxury and versatility in one of Scripps Ranch’s most desirable settings.

Mortgage Calculator

Est. Monthly Payment

$16,816

Principal & Interest$13,395
Property Tax$2,649
Insurance$773
%($529,800)
%

Location

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Investment Score

2D
Est. Monthly Rent
$7,757
Monthly Cashflow

Rent − PITIA

$-9,060
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,051

Mortgage (P+I)
$13,395
Cap Rate
0.16%
Cash-on-Cash
-29.56%
DSCR

Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$24,707

NOI (Annual)
$4,121
Price-to-Rent

Lower = better for investors

28.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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