10717 Matinal Circle

10717 Matinal Circle

D

4S Ranch, CA 92127

$1,199,000

Soft Appraisal Value: $1,200,100 · 0.1% below estimate

Beds

3

Baths

2.5

Sqft

1,622

Year Built

1987

Days on Market

11

Property Type

Single Family

HOA/mo

$95

MLS ID

PTP2602055

Description

This beautifully renovated 3-bedroom, 2.5-bath canyon home has been completely transformed from top to bottom—feels just like a brand-new house. Featuring custom vinyl plank flooring, new baseboards, and all-new windows and doors throughout, every detail has been thoughtfully upgraded. beautiful low maintenance backyard looks over canyon setting with acid stained patio and new patio cover for shade and cozy nights. All bathrooms have been fully remodeled with custom tile work. The primary bath showcases a spacious double-sink vanity and a stunning walk-in shower with multiple shower heads for a spa-like experience. The brand-new kitchen is a standout, complete with custom countertops and backsplash, a farmhouse sink, and premium LG appliances—perfect for both everyday living and entertaining. Natural light pours into the home, highlighting vaulted ceilings and multiple inviting sitting areas that overlook a ????? canyon setting. Located within the highly sought-after Poway Unified School District, one of the top-rated districts in the county, this home truly offers the best of comfort, style, and location.

Mortgage Calculator

Est. Monthly Payment

$7,707

Principal & Interest$6,063
Property Tax$1,199
Insurance$350
HOA$95
%($239,800)
%

Investment Score

1D
Est. Monthly Rent
$3,860
Monthly Cashflow

Rent − PITI − HOA

$-3,847
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,734

Mortgage (P+I)
$6,063
Cap Rate
0.33%
Cash-on-Cash
-28.69%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$11,306

NOI (Annual)
$3,948
Price-to-Rent

Lower = better for investors

25.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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