10699 San Diego Mission Road #305

10699 San Diego Mission Road #305

Btop 30%

San Diego, CA 92108

$349,000
NEW — 1d

Pass at asking: -$1,604/mo full cashflow at 20% down, 7.43% rate.

Works at $140,209 (60% under asking), or at 87% down.

Rent $2,061/mo from 8 leases of 1-bed condos & townhomes within 0.5 mi ($1,943–$1,985).

Beds

1

Baths

1

Sqft

616

Year Built

1973

Days on Market

1

Property Type

Condo

HOA/mo

$510

MLS ID

260026666SD

This property is in San Diego (92108). View neighborhood stats →

About This Property

Enjoy comfortable living in this beautifully upgraded top-floor residence, featuring spacious rooms, picturesque views of the lush landscaped grounds, and one of the sparkling community pools. The home offers a fully upgraded kitchen with contemporary cabinetry, stainless steel appliances, and modern light fixtures, along with an upgraded bathroom. Additional highlights include a private balcony with a convenient storage room and central air conditioning for year-round comfort. Ideally located in the heart of Mission Valley, right in the center of San Diego, with convenient access to shopping, restaurants, entertainment, and major freeways. A wonderful opportunity to enjoy comfort, convenience, and an exceptional San Diego location! LOCATION LOCATION LOCATION !!! TOP FLOOR UNIT OVERLOOKING TROPICAL LUSH POOL AREA ! Enjoy comfortable living in this beautifully upgraded top-floor residence, featuring spacious rooms, picturesque views of the lush landscaped grounds, and one of the sparkling community pools. The home offers a fully upgraded kitchen with contemporary cabinetry, stainless steel appliances, and modern light fixtures, along with an upgraded bathroom. Additional highlights include a private balcony with a convenient storage room and central air conditioning for year-round comfort. Ideally located in the heart of Mission Valley, right in the center of San Diego, with convenient access to shopping, restaurants, entertainment, and major freeways. A wonderful opportunity to enjoy comfort, convenience, and an exceptional San Diego location!

Mortgage Calculator

Est. Monthly Payment

$2,900

Principal & Interest$1,939
Property Tax$349
Insurance$102
HOA$510
%($69,800)
%
Loan Term

Location

Loading map...

Investment Score

49B
Est. Monthly Rent
$2,061

8 leases of 1-bed condos & townhomes within 0.5 mi · $1,943–$1,985

Blended 50/50 with the zip's market median ($2,159)

Monthly Cashflow

Rent − PITIA

-$839
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,604

What would make this work?

$1,604/mo short at 20% down; 87% down or +$2,083/mo rent closes it.

Break-even price

60% under asking

$140,209
Break-even rent

$2,083/mo above the estimate

$4,144/mo
Cashflow at 35% down
−$1,240/mo
Down payment to break even

$303,630 cash

87%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,939
Cap Rate
1.51%
Cash-on-Cash
-27.57%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$5,258
Price-to-Rent

Lower = better for investors

14.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
BCashflow−$1,604/mo